Hi, Part-time lurker, first-time poster. I'm overwhelmed by the wealth of information here, and thought I'd ask to see what people would recommend in our position. Our position being as follows; Engaged, no kids (likely not for 3+ years), looking for PPOR Earning $100k (+10k bonus), partner has own business and brings in $50k I have $60k in savings Partner has a positive IP (similar properties in the area are worth ~$500k). There is ~$150k owing, renting for $400/wk, repayments at $1400/month. Not really a place that we'd want to move in to. Various online calculators are telling us we can borrow in the ballpark of $800k to $1m, but we are looking to meet with a broker this week to get a clearer idea. We'd like something with 2+ bedrooms, and whilst preferring a house we are finding that we'd be having to look quite far west (Blacktown area, Marsden Park etc) to achieve this. So, we're open to unit living (in areas like Gladesville, Lane Cove, Pyrmont etc). We'd like to be within 30-45 mins from the CBD if at all possible. What would you do in this position?