Hi all, I am new to this forum and just read another thread regarding to the mortgage broker: Mortgage Broking Business Opportunity However my situation is a little bit difference as, I wish my following information isn't confusing as well: 0) My first baby will be arrive in the next month so I pretty much want to sort out the procedure first 1) I've been working as a mortgage broker assistant for 5 years in Melbourne; 2) I finished the Diploma of Financial Services (Finance/Mortgage Broking Management); 3) Would like to step up more instead of being an assistant all the time so want to be a mortgage broker and try to get my own client; 4) I've spoken to my boss D about if I can be a credit representative of my current company and then : -My Boss D is the director of Company C -Company C belong to the Group G -My boss D is also one of the director of the Group G -Group G is aggregated with CONNECTIVE -Because of the Group G AGREEMENT, all the member worrying that if the new comer (me) did something wrong while being a credit representative of Company C, they may suffer from commission stop so they refuse me to me a credit representative of Company C; 5) I then now need to acquire my personal ABN, ACN, ACL, PI, CIO, MFAA membership...e.t.c. So here's the question: 1) Do I need to be 100% self-employed to have my own ACL? If so, does that mean I need to go throught the ASIC and register the business name, get the ACN then ABN and check if the name belongs to someone else first? 2) For PI: What's the minimum limit of PI is required for me, simply I don't have any client currently; 3) As if I really need to self-employed, does that mean I SHOULD better look for other aggregator as well? One of the broker in my current company is having his self-employed business and work under Group G aggregation as well which I still don't understand; 4) If I still want to work with my boss for the broker assistant job and in the spare time I can look for my own client, what type of agreement should I make with him so there are no conflict? Sorry for the long question but wish someone can help Thanks HEAPS in advance!!!