Apologies in advance to anyone this post rubs the wrong way, I think this is the greatest forum on the internet and as such just wanted to get out some of my frustrations and in return hear what others have to say as I may be somewhat one eyed in my views. Over the past couple of months I have read so many posts regarding housing affordability and the reasons for this. I think at some point everyone has called for the government to step in and do something about housing affordability. Scrap NG, Scrap the 50% CGT discount, Scrap stamp duty, do something about foreign investors.etc.etc Don't get me wrong all these posts make for a great read, but the thing I can't shake is even if the government does do something will it make people happy? Or will they simply move onto the next point of blame? I basically believe relying on what a change to one of these policies will do to affordability is nothing more than speculation. I participate in this speculation discussion but do people honestly believe it is the answer to the problem? I believe people have 2 options. Option1, look for the government to do something which will hopefully solve a problem (If you even consider housing affordability a problem) OR And this is the point I am passionate about, realsie we are in the most golden age of opportunity thanks to the internet. Never ever has there been a time when basically anyone with a computer and the internet can earn income or upskill. I am not necessarily saying recognised by the banks, but income to go a long way towards a deposit, which is a key part of the problem. So many posts I have read over the past year refer to how much more affordable housing was back in the 80's, but really what opportunity did you have outside of your 9-5? It was extremely hard to earn any additional income outside of driving around the neighborhood performing letterbox drops and then all you could sell was a service or product. Today you can make thousands of dollars from just selling nothing more than your thoughts. Literally you can start a blog, generate a following and then be paid by advertisers. You don't have a skill? Well jump on youtube and learn it. 1 month ago my wife came to me and said "I want to start making candles", I looked at her blankly, i had seen her burn a candle once but that was the extent of her candle making experience. She said yep and off she went, spent $200 on materials and then watched 10 youtube videos. 1 month on she has sold nearly $500 worth of candles with orders coming in all the time. All she did was take some photos of her work and shared it on facebook. O.K so $300 profit and minus the time isn't going to get you into a house but its just an example of the opportunity today. There is almost endless possibilities for those who want to cease them. You can literally earn hundreds of dollars extra a week now driving your car. The other day I sold a couch and the person picking it up paid someone on airtasker to collect it. This guy said he is flat out all for doing something he already had a trailer for and all outside of his 9-5. I could go on and on but my point is this, today more then every we have an opportunity to take ourselves further. I find it astonishing that people will sit around discussing endlessly how the government NEEDS to do something to fix the problem. If those people instead invested that time and energy into doing something that could earn them extra money then they would not be relying on the government, they would not be relying on speculation, they would be relying on themselves. This forum for example is most of us doing something! Most would prefer to scroll through facebook or watch the TV to tune into current affair to hear about how evil NG is or how the housing market is a disaster because foolA bought in a mining town. This forum however is education and I am sure if you added up the value of the education people have learnt the dollar value would be off the charts. I know this forum has made me a lot of money. Complain or Conquer? I think I know what I would rather do.