Hey guys, Just wondering if any of the brokers on PC have access to RAMS, or would i need to go direct? I've always used brokers in the past as I have found their experience with preparing and presenting the loan apps vital to having things run smoothly. RAMS seem to have a good low doc product which i'll most likely need for my latest development. My structure is alittle complicated but certainly not unique. Self employed since 2008 although current company been operating since 2012. Separate company/trust owning this project only 8 months old, although I did get a full doc bank loan to purchase based off my self employment financials. Current financials not yet ready and accountant is looking at tax minimisation strategies hence I'm looking at a low doc company/trust construction loan.