Hi guys, I thought this would be an interesting question for many of you to discuss... Scenario: . Renovation completes and final Occupancy Certificate is provided. . Sometime later, a fire happens and spreads to neighboring properties which are damaged. . It's found that part of the renovation actually didn't comply with BCA (eg. part of build within 900mm of boundary and required fire seperation conditions not originally picked up by certifier/builder). . Owner has home and contents insurance. Who is liable? What should owner have done?