Im currently having issues with bank of queensland. Ive got over 200000 i want cash out with the refinance because ive added value to the property. They dont want to lend for my reason of needing it for building works at my ppor. They say they dont lend to owner builders...even though the property they would be lending on isnt the one getting work done on it. God banks are just bloody retarded. Is Nab any better? Any other lenders to try?