My partner and I are in a position to take over the in laws place (their PPOR) and mortgage. This is their situation. Market value: $580k Loan: $380k If they sold it on the market they would use the $200k to build a house on my brother in law's land. We would like to take ownership of their place because we think it has good CG prospects. Now we just need to know how to do it in a way that: A. Is a tax advantage for us (or at least not a disadvantage) B. Won't affect their ability to qualify for a pension. This is beyond my knowledge, but I'm sure that between all the minds here, we'll quickly find out whether this is a good idea or not.