Hi guys, I have another question pertaining to finance. I'm going to have my loan set up so that it is 100% offset (for a ppor). My parents own an IP, and have their ppor fully paid off. Is there any reason not to take the funds out of their IP offset and use them for my own offset? Paying my parents the interest as if they were the bank. This would allow them to be more negatively geared, whilst also providing a tax free income stream from myself. Is this right or do I have this skewed?