Looking to borrow ~2.2M at ~90% LVR to purchase PPOR in inner Melbourne. My wife and I are PAYG employees with strong incomes but not in qualifying professions for LMI waiver. Spoke to bank (HSBC), no problem with serviceability of loan but they're saying it is hard for them to get LMI approved from their insurer above 1.5M loan amount. Any suggestions on lenders with good offers for 90% LVR at this loan amount? We could wait another 12 months to build savings and get to 80% LVR, but would prefer to get in earlier if we can find the right lender.