86400

Saw this posted over at ozbargains. Not sure if it interests anyone

Source: 86 400 (NAB) Home Loan from 1.85% Fixed 3yrs + 85%LVR NO LMI + $2000 Cashback + up to 0.4% Broker Rebate of $4000

2,000 cashback
Applies to ALL purchases – not just First Home Buyers
Owner or Investor
$250k loan
Offset Package product

85% no LMI
Purchase or Refinance both OK
Owner Occupied P&I ONLY
Applies to ALL purchases – not just First Home Buyers
Available on both NEAT (Basic product) and OWN (package product)
Can still do 35 year loan term for Purchases

86400 (owned by NAB) rates
Available on both NEAT (Basic product no annual fee no offset, no cashback, ) and OWN ( package product $250 annual fee and offset)

Owner Occupied P&I:
2 Year Fixed Own home loan = 1.89% (2.51% CPR)
3 Year Fixed Own home loan = 1.85% (2.47% CPR)

Variable OWN home loan (with 100% offset):
2.29% pa (2.58% CPR) <60% LVR
2.44% pa (2.73% CPR) <80% LVR

Basic NEAT home loan variable (no offset):
2.09% pa (2.10% CPR) <60% LVR
2.29% pa (2.30% CPR) <70% LVR
2.34% pa (2.35% CPR)<80% LVR

Investment P&I:
2 Year Fixed Own home loan = 2.19% (2.81% CPR)
3 Year Fixed Own home loan = 2.14% (2.76% CPR)
IO fix 2-3yrs 2.39% (2.80% CPR)

Variable OWN P&I (with 100% offset):
2.59% pa (2.87% CPR)<60% LVR
2.69% pa (2.97% CPR)<70% LVR
2.79% pa (3.07% CPR)<80% LVR
IO + 0.2%

Variable NEAT P&I (no offset):
<60% LVR = 2.39% pa (2.40% CPR)
<70% LVR = 2.49% pa (2.50% CPR)
<80% LVR = 2.59% pa (2.60% CPR)
IO + 0.2%

PLUS up to 0.4% ie $4000 broker rebate per loan (on top of bank cashback, available via broker only, not via the bank)