Generally when people say 100% finance to buy IP, it means 20% equity release from other property and 80% from the new IP. This will be beneficial from tax deduction point of view because we're borrowing to purchase income producing asset. What if I don't have another property that can do the 20% equity release bit but have liquid cash. Can I put this 20% cash in term deposit and borrow it out so I still can enjoy the tax benefit? if yes, what's the name of the loan product? is it LOC?