With the recent rate rises how are people's variable rates tracking? Most people I am speaking to are already around the 3.5% to 4% range after...
Hi all. After months and months of searching, I've finally found a property for myself and my partner, we had just submitted out offer and placed...
My wife has a home loan with CUA, product name Accelerate variable. The rate was competitive at the time, 2 years ago let's say 3.5%. It's since...
Hi all, I currently have a 100% variable home loan and am about to convert part of it to fixed. 65% will be fixed and 35% variable. Should I...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
I've currently got an OO variable loan around 60% LVR, if I want to increase this back to 80% and use the funds for renos/shares/personal expenses...
Good morning all, So I was finally able to secure our first PPOR last night! Thanks everyone for your assistance and advice on these forums...
Hi All, My bank called me and asked if we wanted to break our fixed loan which has one year to go(30yr loan), the rate is 2.99% the break cost is...
Hi all, I'm purchasing my 1st IP this week and I've dwindled down my best options to St George Variable rate at 3.54% or Variable-Fixed for 2/3...
Hi everyone, I'm looking into getting a loan for PPOR and been quoted following rates from the two banks. Borrowing 450K LVR 90% (LMI waived for...
With all this interest rate talk/change and some fixed mortgages coming closed to term, I'm interested in what others are negotiating? ( Before...
With the current economic position what are peoples thoughts on the market. To fix or stay variable? Cash rate sits at 1.5% Inflation at 1.9%...
" The ANZ told mortgage brokers they were bringing down their basic principal and interest home rate for owner-occupiers by 0.34 percentage points...
ive never had any fixed loans, but a friend asked me today how it works when you have a portion of your loan fixed, eg 70%, and the remainder...
Banks are currently offering fixed rates slightly lower than variable on investment loans. Does this mean the banks forsee rates dropping in the...
Hi everybody I posted a little while ago regarding my property settlement. All went through smoothly and we moved in on the weekend - thank you...
Hey guys, i recall a while back i read something in regards to what the Banks think the RBA would do is easy to spot based on the variation...
Qudos bank want almost $2,000 in fees to fix our mortgage which has 3 splits ($649 per split). The mortgage was originally only 1 loan (taken out...
Hi guys, I recently purchased a 2 bedroom apartment in a central Melbourne suburb in St Kilda, just wondering what to do about the loan itself,...
Hi all, I'm hoping to gain some visibility from people who currently have an ANZ variable investment property loan and/or from brokers who have...
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