I am at an early phase of my property investing career and am trying to map out a plan for what kind of properties I buy and when. There are the...
Some lenders factor in interest deductions or ‘negative gearing’ when working out serviceability. It might therefore be important to distinguish...
How do lenders treat casual employee's income if there is a significant change in working arrangement? Say for example a borrower's 2022 FY...
I thought I would test potential borrowing capacity once per month for a theoretical test couple so as to see how much they can potentially borrow...
Hi PC community, thanks as always for the high quality insight posts, comments etc. Really enjoy reading them and learning more about property...
There's been several threads regarding APRAs direction on banks to increase the serviceability buffer from 2.5% to 3.0%. APRAs requirement is...
does anyone know of a good basic serviceability calculator? Or any rules of thumb? Interested to see if there's one that you can input the basics,...
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