I’m refinancing to take advantage of a much better variable rate. The loan has 26 years remaining currently. My broker has suggested we go to 30...
Hi All, Looking to refinance my loan given the currently reducing interest rates. Looking for variable P&I or IO options. ANZ seems to be...
Hi All, I posted the other day (Moving out of PPOR to rentvest) about my current situation. In short, we are moving out of our newly purchased...
Brains trust I am looking at refinancing my IP loan as the advertised interest is lower than the interest I'm paying, loyalty fee so to speak. The...
Hi All, Is there anyone who can assist with a refinancing question from a family member : - She bought a property (unit in Sydney) in 2010, as...
When a person refinances their loan from one lender to another the mortgage must be discharged with the outgoing lender - the one they are moving...
I would like to share back my recent experience of refinancing for others' reference. My IP's IO loan with Nab is expiring later this year....
Senario? Peter has just bought land at 150k using a secured bank loan P&I, using own capital to make the deposit and stamp duty amounts. A...
A rental property is rented at $240 per week, estimated value $300k No mortgage owing fully paid off. I’m sorry I paid this home loan out a few...
I'm just asking for my dad. I know that it is sometimes possible ask your bank for a lower interest rate and I have done that before on his behalf...
Hello, I currently have four IP's, each securing one loan (all I/O). I'm going to be moving into one of them in the near future. I need to...
Having launched into my research for buying my first IP - I'm now keen to get in and purchase as soon as I'm sure of my choice. Except...I have...
Is it possible to refinance to a split fixed/variable loan but pay interest only? Does this exist? If so, is there a calculator or does anyone...
Hi Currently have one IP with Macquarie Relationship Banking and one with Westpac. Looking to move on from MB - looking for advice on where to...
Hi All, I'm looking for any option to enable renting out a PPOR that I own completely (no mortgage). The house is up for sale but not shifting...
Would there be any risks refinancing all loans to a non-bank lender? Aside from interest rates possibly being a little higher is there anything...
Hi good people I have a financial question in relation to when should you consider paying again LMI on refinancing a sound decision. There is...
Hi all, I have 9 months to come up with a plan to buy into a business I currently manage and I'd like to know whether I can realistically borrow...
Hi all. Long time since I last posted - last time was over on the Somersoft forums, I think. Anyway just wanted to run my situation past people....
Hi All. I'm looking to purchase a 2nd I.P and having a little trouble acquiring finance. Brief overview is that we are self employed living in...
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