To optimise tax efficiency for a jointly owned investment property by individuals A and B, who are tenants in common but undecided on the...
Hi everyone, I'm considering refinancing my home loans and was looking at HSBC as their rates are quite competitive. But recently the news on...
Say you have a property purchased for $300,000 at 80% LVR, and it's now $400,000. You refinance and take out $80,000 Do you pay interest on this...
Tax Tip 543: Lenders Causing Mixed Loans when Refinancing I have seen a few people end up with mixed loans because of the way lenders do things....
G'day guys. Trying to figure if it's worth moving into a place and renovating it over a year, renting it out and then trying to do a cash out...
Can any mortgage broker on this forum give me some advice please? my ex de facto partner and I have separated (amicable) and we are not going...
Hi All, I was just going through an old article on external home loan refinancing (Sep'21), so not very sure if it is still relevant. I was a bit...
Hi Guys I have an investment loan that has around 200k owing, What are the best P & I loans that you would look at at the moment?
Property is single owner, loan is two borrowers (couple). Is it possible to refinance (to same bank) a fixed rate loan from both borrowers to...
I have an investment property that is currently in my name only, and am looking to refinance the loan, which is also in my name only. However a...
I have a question about refinancing an investment loan. Original 400k loan (for 500k property) from a few years ago was set up as PI. By making...
Trouble making your mortgage each month? Maybe you should consider a refinance. This will help you remove private mortgage insurance, save on...
In Sep 2020 we got a loan from lender A for a piece of land where we want to build an IP and obviously started paying interest. In Jan 2021 the...
I have multiple investment loans and PPOR loan. Three of them /PPOR and 2 IPs/ are with one lender but they are not cross-collaterised because...
I am chasing better rates for my 2 IPs but also looking to buy a PPOR. Both are IPs in Melbourne, tenanted (for now anyway!), 70% LVR and income...
Hello, My sister and I built an investment property 5 years ago. She wants to sell her 50% so I am now in the process of refinancing the loan and...
Hi there, My partner and I own a home together and we're discussing with a broker regarding refinancing. He suggested for me to be on the...
Hi all, Just after considerations from wiser heads here about what you would do in my situation or if there are things I am missing. I'll be...
· 2 years company tax returns and 2 years supporting financials ( P/L & balances sheets) for 2017/2018 and 2018-2019 For [company 1] · For your...
Hi all I am in the process of refinancing my current home loan and am looking at releasing funds to use for investment purposes and wanted to...
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