Hey all, hoping there's some wiser/more experienced heads on this forum than me! I'm looking at doing some improvements on our investment...
Hi all I am in the process of refinancing my PPOR Loan and I am up to the settlement stage finally. I realize these things take time but was...
Hi all Looking for some insights on refinancing for cash flow/reducing debt. PPOR: 850k (joint) Loan: 650k Offset: 100k P&I 3.5% Ip1: 320k...
Hi all, Has anyone here refinanced a loan with a full offset? I'm filling the online discharge form for CBA right now and realised I'm not sure...
Is it difficult? Mid 60s, have 3 properties, 50% LVR, ~400k remaining, ~15 years left, the rent covers principal, interest and outgoings - minus...
Hi guys, We need to borrow ("cash out") a couple hundred thousand dollars and already have over $1m in borrowings at < 50% LVR. We're having...
I'm completely new in this and hope the experts here are able to shed some lights My partner and I have paid down 10% of the loan of our current...
Hi All, Back again. so have to refinance to purchase first IP and almost finalised the place as well. current prop purchased 1.38 million 2016...
Current Situation - 2 loans with Bankwest are just about to come off Fixed IO from 4.29 to 4.74% - 3 other Variable IO Loans with Bankwest have...
Hi guys Not too sure whether this question has been asked before and if it has please direct me to the relevant thread. I have a PPOR which I...
Hi all, I am working through uncrossing and remortgaging three properties that I currently have with the same bank. The plan is to stay with that...
Hi there - long time lurker first time poster. Five years ago I took out a 20year mortgage, 90% fixed and 10% variable. The variable is paid...
Re: bank vals Do they normally fall to bottom of a valuation range? I bought ppor with 85% lvr 10 months ago and had to pay mortgage lenders...
Hi there. We plan to move out of our PPOR in about a year, after which we will rent it out. We want to refinance this year to release some equity...
We paid $17k as lender fees on $1.97m loan for our recent IP purchase.( This included $1.28m new loan and $688k refinance of existing ip.) Our...
Hi Everyone, I am thinking about refinancing to cash out approx 150K and use it towards new IP. I;m currently with BOM. I was wondering whats...
Good day everyone, I am trying to refinance a home loan as an investor that is 95% LVR. The major banks have refused obviously. Do I have any...
I currently have a P&I home loan with NAB which has been ongoing for 7+ years. At the time we got the loan, I was working in Australia (i'm an...
Am interested in refinancing my PPOR loan, mainly to save on the annual fee. Currently with Westpac Premier Advantage IO. Loan Amount of 260k....
Hi, My wife and I are in the process of buying a new PPR by leveraging the equity of our existing PPR (which will then be converted into an IP)....
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