Hi there - long time lurker first time poster. Five years ago I took out a 20year mortgage, 90% fixed and 10% variable. The variable is paid...
Re: bank vals Do they normally fall to bottom of a valuation range? I bought ppor with 85% lvr 10 months ago and had to pay mortgage lenders...
Hi there. We plan to move out of our PPOR in about a year, after which we will rent it out. We want to refinance this year to release some equity...
We paid $17k as lender fees on $1.97m loan for our recent IP purchase.( This included $1.28m new loan and $688k refinance of existing ip.) Our...
Hi Everyone, I am thinking about refinancing to cash out approx 150K and use it towards new IP. I;m currently with BOM. I was wondering whats...
Good day everyone, I am trying to refinance a home loan as an investor that is 95% LVR. The major banks have refused obviously. Do I have any...
I currently have a P&I home loan with NAB which has been ongoing for 7+ years. At the time we got the loan, I was working in Australia (i'm an...
Am interested in refinancing my PPOR loan, mainly to save on the annual fee. Currently with Westpac Premier Advantage IO. Loan Amount of 260k....
Hi, My wife and I are in the process of buying a new PPR by leveraging the equity of our existing PPR (which will then be converted into an IP)....
I applied for a loan for my next investment property purchase but was knocked back due to serviceability issues. Subsequently, I saw a lender...
Hi all, I've got a property held in a company that I've got to get refinanced in the next 8 weeks. LVR is low, probably 50% or possibly less....
Hi all, A few months back, I got in contact with my lender CUA trying to reduce my rates from 4.75%. They more or less said they couldn't do...
When I purchased my first property to live in - 350K, I took out a loan for 255K. This is a principle and interest loan. I have a savings account...
hi all, with CBA recently increasing their variable rates for IP loans, I'm now paying 4.4% SVR P&I on several of my investment loans with them...
Hi finance experts, For same loan term (eg: 20 years), how do I work out if P&I or IO is the better way to go based on the following two factors:...
Hi everyone, I am about to refinance 3 loans from AMP to Suncorp. They are investment loans with linked offset accounts. I just found out that...
Hi PCers, Quick question. Trying to refinance to a 30 year term with my current lender and they are saying thats not possible under "responsible...
... going through refinancing P&I with bank of sydney. Loan to value ratio: 50% Situation: current PPOR loan is fully offset. I plan on using...
Long story short. We sold our ppor a week ago. 75 days settlement around about 25th November. Current lender Bank of melb. We are worried whether...
Situation: Two properties: Inve St (investment, $60K of LOC debt) and Owen Rd (owner-occ, $100K of LOC debt, ready to reduce to $80K). Three LOC...
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