Why do brokers not reply when you ask them to see if they can get you a better rate? I have several loans with a broker on this forum that i...
Hello All, Are there any banks allowing refinances/new loans after a 6month holiday? If yes, which lenders? If not, what is the minimum period...
Hi All, We purchased our current house(PPOR) in April this year with 90% LVR (no lmi) $500k PI loan and immediately applied for and got COVID-19...
Hi everyone, thanks in advance. I'm pretty sure I know the answer but I'd like to hear what others think. I have an IP title and mortgage just...
Hi folks, Just wondering if it is possible to refinance investment property loan as OO loan? Plan is to move into that property in near future...
Hello, I was looking to refinance my PPOR in Austral, Sydney and pull out some equity for a land settlement. The current balance on our PPOR loan...
Hi, I recently refinanced to NAB. Both as I was wanting to access equity and take advantage of the $4k refinance bonus my broker advised me I’d...
Hi all I was having a discussion with a mate and apparently he was advised that a "refinance" to unmix mixed loan does not have to be with a...
Anyone know anyway to restructure or refi a home loan with negative equity? Not that I can’t afford to keep paying but I want to be able to get a...
Hi all, need some advice on a refinance currently live in ppor and rent out two rooms at around $280 per week combined ($14,560 per annum)...
Hello again friends, I'm a tad bit late to the party given the banks began dropping their interest rates some time ago but I'm about to take a...
Hi PCers, I have a high debt-to-income ratio (> 10) which prevents me from refinancing my loans easily. In a year's time, I should have enough...
Hi, I am currently looking to refinance two properties. One of them as 25 years left on it and the other 27. Both on P&I. I am confused as to...
Hi Experts, I am looking to refinance my PPOR loan. Currently with AMP - Current loan balance of 930K @ 2.89% variable - 18 + yrs renaming and...
Hi everyone, I'm hoping someone might be able to provide some advice for my partner who is currently going through the process of finalising his...
Hi, We have PPOR loan for 500k without offset account but with free redraw option. We've been making overpayments for approx 2 years, however the...
Is it bad in the eyes of lenders if I am refinancing my loans every 2 years? Does it affect my credit history in negative way? Reason of...
Hi All, I bought a PPOR and settled about 2 months ago (right in the middle of the pandemic - do not recommend!). Anyway, it's all going well...
Hi there , Trying to get things organised ,but bank asking for a stamp duty waiver, Contacted revenue NSW ,and land a registry NSW , Been advised...
Hi guys, I have a question on refinancing and want to seek some advice from everyone. My property will be settled in a few weeks and I have a...
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