Hi I have 2 loans with CBA... One of the loans with CBA has changed from Interest Only to P&I...CBA mumbled something about i have run out of my...
Hi everyone, Just after information from wiser folks here about what happens to LMI on my investment property loan if I refinance. If I...
Hi all, Do NAB allow refinances up to 90% LVR? Noting there may be some LMI adjustment. Would it be full LMI payable or just an adjustment from...
Hi I am refinancing to a new bank. I have a number of loans spread with 3 different institutions. 2 of the banks have their business in order and...
Hi, I just got an investment loan refinanced as a fixed rate loan. After the settlement, bank put surplus (around $700) into my savings account....
Our fixed loan for our PPOR is about to end and we are able to access some equity based on the new valuation. We are now looking to refinance to a...
Hi, I have an owner occupier loan of $1,000,000 with a 2nd-tier lender. Currently rate is 3.38% variable P+I. After 2 rate cuts in 2020, I...
Hello friends, quick question about loan top up as i am getting mixed messages from the lander (bank), My loan on my PPOR is ~ 60% and i want to...
Hi, I've got 4 residential units in Melbourne currently held in a discretionary trust with a corporate trustee. There is currently a construction...
Hi, for the last few months we have been getting all the paperwork and approvals to refinance all our investment properties away from CBA, NAB and...
Hi, our current situation (late 30's, no dependents) is: PPOR (Northern Beaches) in my name, est. val $1.4M* owing $900k @2.75% P&I var IP (Inner...
Im sure this doesnt apply to anyone here :) Why almost a fifth of mortgage holders would not switch lenders for a better deal but we have a few...
I've got two properties I could refinance to take advantage of cashback offers. Instead of moving both to one bank and getting $4k + $2k with Bank...
Is it possible to refinance without a job?
What are the latest deals? I can see: CBA $2000 ANZ $1200-$3500 Westpac $2000 St George $2000 NAB $4000 Who else are giving these cashback...
Hi all, Thanks in advance for any ideas from those who’ve been there done that: If I was to hypothetically refinance a loan with 2 splits: Old...
How hard is it to refinance when retired with good indexed retirement income and aged over 70? - our PPOR home loan has been reset with the same...
About half year ago, I saw several brokers advertising that they'll reimburse refinancing costs (in addition to any lender promotions). Was...
Do mortgage brokers sometimes become involved with negotiations with existing lenders on getting better terms on a current loan? or renewing the...
Hi All, I am looking to get advice/guidance on my IP loans to help me improve my serviceability and grow my portfolio. Can anyone recommend a...
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