Hi all, I've got a property held in a company that I've got to get refinanced in the next 8 weeks. LVR is low, probably 50% or possibly less....
Hi all, A few months back, I got in contact with my lender CUA trying to reduce my rates from 4.75%. They more or less said they couldn't do...
When I purchased my first property to live in - 350K, I took out a loan for 255K. This is a principle and interest loan. I have a savings account...
hi all, with CBA recently increasing their variable rates for IP loans, I'm now paying 4.4% SVR P&I on several of my investment loans with them...
Hi finance experts, For same loan term (eg: 20 years), how do I work out if P&I or IO is the better way to go based on the following two factors:...
Hi everyone, I am about to refinance 3 loans from AMP to Suncorp. They are investment loans with linked offset accounts. I just found out that...
Hi PCers, Quick question. Trying to refinance to a 30 year term with my current lender and they are saying thats not possible under "responsible...
... going through refinancing P&I with bank of sydney. Loan to value ratio: 50% Situation: current PPOR loan is fully offset. I plan on using...
Long story short. We sold our ppor a week ago. 75 days settlement around about 25th November. Current lender Bank of melb. We are worried whether...
Situation: Two properties: Inve St (investment, $60K of LOC debt) and Owen Rd (owner-occ, $100K of LOC debt, ready to reduce to $80K). Three LOC...
Hi All, I have been approached by CBA to refinance my IP early this year. They worked out my serviceability for 550k loan for PI or IO are both...
Hi all, Before I waste a brokers time with a full application I thought I'd ask if a refinance is possible. The situation is: PPOR = paid 750k in...
Since refinancing last year with two other IP's to P&I (fixed 3.88% NAB) I am considering options with our last IP on I/O: $142k loan with...
Hello, My husband and I are boomers and off overseas for a few years on a midlife adventure. We currently have our PPOR and two investment...
Hi, I got a hurdle refinancing my house. It is a very old house built in the 1920s. We bought it in 2009 with 2 units (dual occupancy) and an...
Thought I'd share a weird thing that happened with a dodgy valuer. Not sure if this is the correct category for this story :S We were trying to...
Hi everyone, Current Situation: My PPOR is refinanced 2 years ago with a new bank - has a Owner Occupied Interest-Only loan ($500,000) with an...
Hi, I am thinking of refinancing (plus cash out) my ING PPOR loan. I talked to Reduce Homeloan and they told me that Adelaide Bank provides the...
we recently refinanced our mortgage to BAnk of Melbourne last february 2018 (after about 2.5 yrs in westpac) with basic package to pay it off...
Hi PCers, I currently have a PPOR loan and investment loan (as a line of credit LOC). I used the investment loan to purchase shares which I would...
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