Hi guys, Wondering if there is a general lead time lead times once you submit an application for a mortgage refinance before it's approved. my...
If I do a cash-out refinance on one of my IPs is there any point in temporarily putting the money in my PPOR's offset account until I'm ready to...
Is any bank offering refinance incentives at the moment? If there is rebate, how much is it?
I refinanced via a broker and got unconditional office with the following Pre-settlement Conditions: Pre-settlement Conditions that apply to...
Newbie question for brokers input: - I have existing IP1 worth with outstanding loan $400k and value of IP1 is $800k. Wish to refinance for the...
I wanted to refinance my Bank Australia mortgages from variable IO to 2 year fixed P&I. Now I started doing this on the phone, but it seemed that...
Hi guys need some help re loan. Moving OS soon for about 5 years and anticipate a rather big drop to earnings as I'm moving to a rural area to be...
I have a question to all mortgage brokers here. How do you feel if you are in the following situation? You have done all your hard works to get...
Just a really simple question for the brokers. If I pay down loan on IP1 with lender A and have a 50k equity split to purchase IP2 with lender B...
Hello, I need some help in setting up loan correctly. Here is the situation: Bought a land (IP) in 2015 with 80% loan from CBA. Loan amount =...
Hi All, My wife and I own 50/50 an apartment in QLD we purchased in 2012 for $500k and borrowed $400k. We subsequently refinanced in 2015 at a...
Hey guys, I'm quite new here and just want to first say this forum has been a great learning for me so far. My situation currently is I'm looking...
Hi, I have not done this yet, but thought of understanding the implications before i do it. I have an IP with westpac which has increased in...
Since we are going to access equity from PPOR, we wanted to consider refinance with another lender if suits. Current lender CBA. Broker said as...
Hi I am looking at refinancing one of my investment property but my broker told him the bank said my servicibility is not great. They want to...
I have just began a refinance on my IP. I will give an example below (not real numbers as I don't think I should post real ones) Currently my...
Hi Folks, Getting much closer to finalising loan structure for new IP purchase, but just had a scenario I thought I would put to the forum:...
Hello, I have four IPs. Each is IP secures one loan. I'm considering moving into one of the IPs to live. Is it possible/advantageous for me to...
I have just refinanced from STG to AMP. There is 2 investment properties and 1 OO in the portfolio. There are fees associated with this refinance,...
Currently in a bit of a bind and need help with refinancing. I currently have a residential loan being secured by a residential property (security...
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