Hi all Have decided to refinance a couple IPs. Will be changing lenders and was wondering what the wait times are like in 2022. I understand...
All, first time poster here and a newbie to IP world . Appreciate if you can assist me with these scenarios. What'd be the best structure in my...
Which lenders are okay with PAYG for primary applicant, while 2nd applicant (spouse) is on home duties (1 dependent)? i.e. Only one applicant can...
Hi I am buying a new IP using the equity from another old IP i already own. The problem i have is that the bank hasnt yet released the equity...
Advert that I saw on PropertyChat this morning: [ATTACH] I'm not even sure how much that is supposed to be. $4? $400? $4,000? $40,000?...
We settled on a IP when our borrowing capacity was low. So we used a 32% deposit. Our house has gone up in value but so has our borrowing capacity...
Has anyone been able to get a better deal from HSBC or elsewhere for IO investment loan less than 60% LVR. Advertised is 2.67% variable with...
Sorry for the simple question but I couldn’t find an answer to this and would call the bank but it’s the weekend. My P&I loan fixed term is...
How long after a refinance/settlement takes place do loans usually take to close off - it's been over 4 weeks now since settlement. Out of 4 loans...
Basically – nothing happens to offset money when refinancing. An offset account is a savings account that is linked to the loan, but it is not...
I’m talking to a mortgage broker. My current loan amount is 392k but like 3.5% interest so I want to refinanace. I want to borrow 656k (80%) as My...
Hi All, I've been trying to organise a refinance on our own for a PPOR, currently at 70% Lvr, no offset. We've organised a new lender and have...
Currently have a ip loan for approximately $370,000 in fixed rate that will finish on 1/4/22. Current rate is 2.59%. Value of ip is approximately...
Hi all, Hoping to get your feedback on how best to set-up my loan structure for releasing equity from my IP to most likely use on a PPOR....
Wanting to refinance IP and PPOR which has a small equity draw loan that was used for the IP deposit. - If I refinance, should I add the equity...
I'm looking to refinance one of my IPs to another bank, possibly to a (big 4) bank where I already have 2 loans. The property is untenanted and...
I have an existing investment loan with Westpac. I would like to refinance. So I called/spoke to the generic enquiry line. To my surprise, the...
Hi all, hopefully a simple and easy answer for the brokers out there. I recently changed jobs, nice pay increase but a new job all the same. And...
Hi Which banks at the moment are willing to cash out more than 100k+? I am thinking of cashing out equity to invest in shares / property and...
Hi all, a question regarding tax and my income property. Have an IP with ~250k principal owing, and 100k in offset. I'm refinancing with an...
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