Is there a legal obligation to notify the bank (and refinance) if an IP becomes PPOR ? if there's no issue with making repayments can one just...
Hello fellow brokers, I am currently looking in NSW regional (Wollongong, Central Coast and maybe Newcastle) for site to build boarding house (up...
Hi all, Asking this for a friend as he asked for my inputs and I want to give him the correct opinion. His broker suggested the potential.loan...
Hi Guys, Been a while since my last post. We are checking options to do a 500k Reno to our PPOR, our LVR is 33% our loan broker confirm the...
Hi good folks, my Mobile Lender has gone AWOL and I need your help. Here's the story: - In mid-2016 my wife and I worked with a "Mobile Lender"...
Recently settled on a refinance (new mortgage to add my partner to mortgage and title) with the same bank and noticed that the pre-settlement loan...
Hi all, For mortgages which are fully offset or have full amount of funds in redraw resulting in a loan outstanding figure of 0; for discussion...
We are going to refinance our PPOR and to buy a new property soon. We are going to pay for private health insurance in advance for 6mnth or a year...
Hi all Just wondering if anyone here has moved into an IP and then refinanced it from an investment loan to an OO loan. We may be moving into one...
Anyone aware of better rates (fixed or variable, P&I) we can get for refinance on portfolio with low LVR? Best we've been offered is 2.44% with...
Looking for experienced Mortgage brokers to find options to refinance existing investment loans Needing to speak to someone ASAP. Will...
Hi all, I’m looking to refinance to take advantage of the cash back offers. I’d like to start doing this once per year or so. Currently I have a...
Hi Experts I have the following loans and structures: PPOR: Paid off but held as collateral against investment properties (3) Investment Property...
Hi everyone, We are refinancing from a joint investment loan to a sole owner investment loan. What is the best way to proceed? We went to a...
Question for the brains trust here ... Due to COVID & being stuck overseas, I'm likely to have a very low income in my name this FY - which will...
Why do brokers not reply when you ask them to see if they can get you a better rate? I have several loans with a broker on this forum that i...
Hello All, Are there any banks allowing refinances/new loans after a 6month holiday? If yes, which lenders? If not, what is the minimum period...
Hi All, We purchased our current house(PPOR) in April this year with 90% LVR (no lmi) $500k PI loan and immediately applied for and got COVID-19...
Hi everyone, thanks in advance. I'm pretty sure I know the answer but I'd like to hear what others think. I have an IP title and mortgage just...
Hi folks, Just wondering if it is possible to refinance investment property loan as OO loan? Plan is to move into that property in near future...
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