Long story short. We sold our ppor a week ago. 75 days settlement around about 25th November. Current lender Bank of melb. We are worried whether...
Situation: Two properties: Inve St (investment, $60K of LOC debt) and Owen Rd (owner-occ, $100K of LOC debt, ready to reduce to $80K). Three LOC...
Hi All, I have been approached by CBA to refinance my IP early this year. They worked out my serviceability for 550k loan for PI or IO are both...
Hi all, Before I waste a brokers time with a full application I thought I'd ask if a refinance is possible. The situation is: PPOR = paid 750k in...
Since refinancing last year with two other IP's to P&I (fixed 3.88% NAB) I am considering options with our last IP on I/O: $142k loan with...
Hello, My husband and I are boomers and off overseas for a few years on a midlife adventure. We currently have our PPOR and two investment...
Hi, I got a hurdle refinancing my house. It is a very old house built in the 1920s. We bought it in 2009 with 2 units (dual occupancy) and an...
Thought I'd share a weird thing that happened with a dodgy valuer. Not sure if this is the correct category for this story :S We were trying to...
Hi everyone, Current Situation: My PPOR is refinanced 2 years ago with a new bank - has a Owner Occupied Interest-Only loan ($500,000) with an...
Hi, I am thinking of refinancing (plus cash out) my ING PPOR loan. I talked to Reduce Homeloan and they told me that Adelaide Bank provides the...
we recently refinanced our mortgage to BAnk of Melbourne last february 2018 (after about 2.5 yrs in westpac) with basic package to pay it off...
Hi PCers, I currently have a PPOR loan and investment loan (as a line of credit LOC). I used the investment loan to purchase shares which I would...
Hi, Just after some general advice atm, see if anyone has a possible solution. My dad (66 yrs old) has just had both his banks change his loans...
Hi, I'm seeking advice from a lenders perspective. We have two investment properties and will be able to purchase a third...just. We will then...
My daughter (in WA) currently has a BankWest Loan for $462k which included a construction loan for renovations which were 50% carried out by her...
I was speaking to a work colleague and from the sounds of it I think he has a loan Share Home Ownership (Shared Home Ownership). I would like to...
I suspect that in the current market I would not be able to refinance. Would this work, assuming: PPOR paid off (100% offset - a few splits) 450k...
Just wondering if it'd be a full refinance application to change from say a home loan in a package type product to a more basic home loan with the...
Hi All, I am looking for advice to separate a mixed loan. My situation is I originally planned to refi both my PPOR and IP1. The equity released...
Hi Guys, Have you heard of banks offering to shift your IP loan to your OO and have it loaded as an Investment structure for Tax purposes? So...
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