Hi, Just after some general advice atm, see if anyone has a possible solution. My dad (66 yrs old) has just had both his banks change his loans...
Hi, I'm seeking advice from a lenders perspective. We have two investment properties and will be able to purchase a third...just. We will then...
My daughter (in WA) currently has a BankWest Loan for $462k which included a construction loan for renovations which were 50% carried out by her...
I was speaking to a work colleague and from the sounds of it I think he has a loan Share Home Ownership (Shared Home Ownership). I would like to...
I suspect that in the current market I would not be able to refinance. Would this work, assuming: PPOR paid off (100% offset - a few splits) 450k...
Just wondering if it'd be a full refinance application to change from say a home loan in a package type product to a more basic home loan with the...
Hi All, I am looking for advice to separate a mixed loan. My situation is I originally planned to refi both my PPOR and IP1. The equity released...
Hi Guys, Have you heard of banks offering to shift your IP loan to your OO and have it loaded as an Investment structure for Tax purposes? So...
Hello PCers, Can someone help me understand the implications of the following scenario? Say you have an IP which over time has increased in...
Hello there, I'm just hoping if someone can shed a light on this because this is very new and strange to me. I've recently refinanced 2 loans...
Hi All, Just wanted to get some advice from people who have a better idea of how the banks are likely to handle these situations than I do. I...
Hi All, Need some help. currently I have the following loan structure Owner Occupy Loan A: 500K variable P&I with offset (all money in goes)...
Hello brokers, Recently came across Macquarie offering an investor loan, principal and interest for 3.84% with an included 100% offset account....
Would you fix your IP loan at 3.89% for two years OR 3.99% for three years? Thanks Rich.
Hi all, Just a quick on to clarify the process of what happens to monies you have in offset accounts when you refinance from one bank to another....
So I’m refinancing my home loan and they say I don’t have to worry about paying my annual fees to my current lender which is due mid-Feb. They...
So I have several homeloans with Westpac, all investment interest only. LVR around 70% and total loans approx 5 million. Couple of my loans are...
Hi All, I have four I/O investment loans with NAB. I'm going to be moving into one of the properties, so I want to make that one P&I and just...
Hi property chat, I have two properties and have recently renovated the IP and am living in the other. My strategy had been to pay Interest Only,...
A few things - started refinancing application in Aug and it was completed in mid October. Took 2.5 months. there were no back and forth with...
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