I can't seem to find an answer to this situation. I am about to pre-pay my home loan interest for financial year 2019-2020. However, the account...
Looking for thoughts and opinions of the many great minds on this site. Currently refinancing PPOR and investment properties out of Liberty and...
Hello, Does anyone know if firstmac offers offset accounts? Also if they are true offset accounts as i have heard some non bank offset accounts...
Hi All, Have had a quick read of the forums but couldn't see any posts that matched my scenario. Our PPOR is paid off but I was looking to...
Hi folks, Got a question for the lending/finance guru's if you don't mind. Its a hypothetical but essentially I want to know what happens when...
I thought it was april fools day when I read this: "Now that we have introduced the online redraw capability on our home loans, customers don’t...
If you have an offset and the offset account cash is greater than the debt do you get interest on the offset account?
Hi guys, I'm sure this is going to be a dumb question, but I've never been good at maths so thought I'd throw it out there for the brains trust....
I have just had a new loan facility set up, and am just wondering what others are using their offsets for? The loan product I have offers fee free...
I have a variable, interest only loan with an offset account. A decent amount has been put into the offset amount recently. The monthly repayment...
Offset accounts have a tax benefit which cant be disputed. However not all offsets are compliant. Many may not be compliant. 1. The ATO dont...
Hi , just wondering i cant have a offset account with a fixed interest rate can i ? Also with an offset account whats a good rate thats given out...
I am about to settle on a property, the funds coming from - 80% from new loan with offset account - 20% and incidental costs from equity release...
Hi guys, Concerning my PPOR, i have enough on the offset to pay off the loan (IO for 5 more years), I dont think we will move anytime soon as the...
Hi everyone, My first post on this forum after a long time of lurking. Please go easy on me. :) I am about to buy my first PPOR, a 3br in a...
Hi all, Hoping someone here might have experience in putting business profits (specifically a private company) into good use in reducing PPOR...
Hello everyone, I desperately need some guidance how to proceed with my investment loan. As you can imagine numbers are not my strong suit....
Hi guys, Quick question in regards to Interest Only offset accounts. Is it true that when the Interest Only period ends a borrower will have to...
I have two offset accounts for my IP. One has $170,000 in it, the other has about $100,000. From a tax and good practice perspective, can I use...
From 16 February this year we're introducing an important change to your home loan available redraw, to protect you from unexpected increases in...
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