Hi there. Looking for recommendations on institutions that offer offset accounts with the ability to have additional accounts linked for things...
When a person dies their assets pass via the will or the intestacy laws. Where there are bank accounts involved the cash in these will pass also....
I have been looking at different loan options recently and I came across Bank Australia Premium Home Loan which offers fixed interest rates as...
Hi all, I was thinking about putting in place a a reasonable amount of funds to my offset account for a loan, but wanted to consider exactly how...
So I have increased the IO split of my PPOR loan: 80k IO split, has an offset account 80k in it full offsetting it. There is a separate fixed...
Hi folks, I currently have an IP, and have managed to get two equity releases related to that. The scenario currently looks like this: Loan...
Hi, We have PPOR loan for 500k without offset account but with free redraw option. We've been making overpayments for approx 2 years, however the...
Hi All, I am interested to hear how people with a 100% offset against their PPOR have their accounts set up to manage their everyday cashflow? Do...
Hi all I’m not sure if this has been discussed before I just found out through my broker that both ANZ and CBA are offering 1 year fixed rates...
Hi Brokers/Home owners/Investors, What interest rate should I be able to get on a home loan with full offset account. In my case I could offer...
Hi - I want to look around, but I need to retain the ability to have multiple offsets against one P&I PPOR loan. Can anyone advise other lenders...
If economy goes into recession which place is safer to keep money in? an offset account in a small bank or a BIG4 bank saving account? Small bank...
Some people control companies or trusts which have purchased properties, with the trustee or company borrowing money to acquire the properties...
Hi, We currently do not have any non deductible debt. We have about 150k in a savings account in my wife's name (she currently has no income) @...
It is rare for a broker or banker to be trained in the tax issues surrounding the different products and features that are available, so they will...
Hi If i have a loan with P&I payment, lets say on a hypothetical amount of 600k. Assume my P&I repayment is 3k a month and i have 100k in...
My friend currently works as a consultant and is operating under his ACN. He invoices his client monthly and collects GST. This is then paid to...
I have encountered many people who tell me their house is paid off when it isn’t. It might have a fully offset loan against it, but it is still a...
Hi, just looking for advice while I wait to see an accountant/financial advisor. I recently bought a property off my in-laws for $550,000 (worth...
Tax Tip 228: Break even points with Using Offset Accounts to Invest A $100,000 loan with $100,000 in an offset account results in no interest...
Separate names with a comma.
