Hi all, I was thinking about putting in place a a reasonable amount of funds to my offset account for a loan, but wanted to consider exactly how...
Is it possible to borrow for 5 strata titled unit block at 80% LVR under residential? Do any lenders take such security?
Hi, Is a boarding house treated as a business in terms of borrowing? So that the income of a boarding house would be treated as business income...
I'm 99.9% sure that the answer is "no way!", but I thought I'd ask anyway to confirm whether there are any loopholes that I'm not aware of. I've...
Hi all We are looking to build a self-contained 9 rooms boarding house in Country Victoria. Our broker have recently advised us that no lender is...
Hi moving my loan to westpac and was told its okay to have my IP loan in an owner occupy product so i can get better rates. They said its a bank...
What's the best rate you have managed to get for IP (paying P&I) I've been offered 2.49 fixed 2.68 variable with $100k offset
Anyone knows if it’s possible to get a normal mortgage after fully purchasing a property with cash? Was told that we can only get an equity loan...
Hello, My question is as follows, is max LVR capped when buying in a trust (say 80%?, can a 90% LVR be achieved?), and are rates generally higher...
Hello, I am currently using a Mortgage broker in Sydney. They are trying to help structure my loans and with refinancing my PPOR. I always have...
Hi, we have bought a house and while processing the loan documentation noticed the attached clause in our loan agreement. This seems to state that...
Loan Tip: Borrowing to Buy a Property without Mortgaging it It can be possible to borrow to buy a property without actually mortgaging the...
In some places the pandemic has caused property values to fall, which may concern owners who have a high LVR. Do lenders check individual property...
Good morning guys, We are currently with comm bank on an IO loan @3.64%. I just rang the bank this morning for a rate review, while they...
Hi All, one for the brokers. Recently I have read about gambling being assessed like 2 credit cards, as in $200 month spent reducing your loan...
G'day. I have a good mate in a sticky situation. I would appreciate if anyone knew who he could speak to. A brief follows. Thanks for your time....
I'm planning for an equity release in the near future and might need to change lenders for this to occur. My most recent tax return is...
I am a first time property buyer looking to buy something(Only Unit possible probably) in sydney with 90% LVR (with LMI waived due to a qualified...
Hi all, so I have recently applied for finance for a home loan, and I am just so worried about not being approved, that I have been losing a lot...
Advice is sought about changing a mortgage setup. IP $400,000, mortgage $200,000 IO, 3.44% $6880/year PPOR $600,000, no mortgage. Consideration...
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