Hey all, We started rentvesting in February this year. We rented out our house (PPOR) while having a fixed rate mortgage that is due to end in...
I recently bought a $1.8M house in Sydney and discussing loan options with broker. I need to borrow $0.8M to complete the purchase. My borrowing...
Hello everyone. Difficult situation here I need your help. We have just bought a home where we are living in (paid in full, $7000 approx stamp...
I do not think I will have enough borrowing power for my construction ($500k ish), so I am thinking of having a bridging loan before I sell my...
Hi Expert, I am currently owning 1 IP and would like to use the equity for the new IP. The bank recently did the Desktop valuation and the value...
Hi All My partner bought a property in 2017 in her name only with a P&I loan of $340,000 from ANZ and in March 2021 we have rented it out to...
When a borrower can’t pay their loan, under residential finance the lender will be able to take possession of the property used as security for...
Hello all, I have a portfolio of properties with which all are currently IO loans with 1 or 2 properties coming up soon with the IO period...
Looking for a new broker. Current one hasn't given me the best deals and looking to move on. Looking at a commercial lease so any...
[IMG] [IMG] [IMG] [IMG] Key takeaways: 1. Owner Occupier loan commitment slowed in Feb 2021, after a phenomenal surge since late 2020. 2....
Will I be able to improve my borrowing power by "Boarding" with mum and dad. How significant will the borrowing power be. I don't know how the...
Hey guys, newbie here! Hoping to get some guidance as my husband and I are racking our brains as to what we can do. - Parents have an investment...
Hi All Does anybody have a rule of thumb in this environment - for each $1k per annum of gross rent what does this equate to in terms of...
Hi all, IP1 Mortgage 1 - 220,000 @ 2.9% Variable P&I 27 years - repayments $976 month - 100% Offset available IP2 Mortgage 2 - 580,000 @ 3.4%...
Hi all. I'm in trouble now. My employment history has a gap year (due to baby birth) and serviceability is pretty tight. (at the moment around...
Hi, Say you spent almost twice as much money in January compared to February. (Christmas shopping, Guests, restaurants etc.) Given that most...
Hi all - one of the investment properties I own is a joint investment 50/50 with a close person in the family. I have agreed with them that I...
Apologies that this is going to be a silly question to most people. I'm very new to property investing so I'm still not familiar with what the...
Hi, What are the finance brokers' thoughts on the significance or not of "concentration risk" of having too much loans/IPs with the same bank?...
I’ve always been mildly curious, but now one has come up that I’m actually considering - at what price point do most lenders say “not worth our...
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