Hi All, I am having existing loans (1 month old with CBA and NAB) with one year interest only with 30 years as loan term. if I request bank to...
Hi all, Our loan amount is ~ 1.1 million and can you guys please advise which option is better. 1. 100% Variable 2. 1yr fixed 4.9% 3. 4 yr offer...
Hi, I'm currently running my own business under following structure. All these trusts and companies are now 16 months old. [ATTACH] I have...
Hi all, If you're at the beginning of your property investment journey, you have used one MB already and you think there might be better MBs out...
Hi, Currently have a PPOR with around 50% LVR based on today's valuation. $400k remaining on $800k valuation. Now I am wanting to buy a new PPOR...
Hi all, Long-time lurker here and aspiring student of Terry's tax tips. I purchased a A$1m property in Sydney last year, financed via the...
Here it goes..... I am 33 yr old male, single, no kids, no debt (mortgage, car, credit cards, personal loans etc) but I am self employed since...
Hi guys, I'm new to the game and am doing some planning with my partner and we had a couple of questions. 1. I am a sole director of my small...
I am Olivia and originally from Sweden. But moved to Australia in 2018. I live with my parents and the current house we live belongs to my dad....
Hello Everyone, I'm struggling to find a clear answer to this question. If I have an Owner Occupied property with a debt of 300k, I then refi...
Hi, Just wondering if someone here can give advice on how to get a loan for an IP unit/apartment in Queensland for $470k. Able to spend $100k or...
Hi there, has anyone had experience with a favourable purchase situation? Any advice and experiences would be much appreciated
Hi All, Was looking to top-up/refinance my current loan (Commbank) from first IP to purchase another IP or stocks. However valuation from...
Hi All. My Purchase Scenario & Numbers below. Can I buy all 3 in my situation? Happy to go lower than 80%LV if that. If I can buy all 3 who would...
Hi all, After consultation with a MB I only have borrowing capacity of 300k without my wife's wage (2 kids under 3). What should I do? Thanks
Hi all, A bit naive and overwhelmed in this realm, despite doing our research. Anyone had personal experience with a bridging loan? We have a...
Trouble making your mortgage each month? Maybe you should consider a refinance. This will help you remove private mortgage insurance, save on...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi, I am currently trying to secure a mortgage for a PPOR. My issues are that it is apparently in a restricted postcode and I only have 10%...
Hi all, i'm 28 & planning on purchasing a property for ~850k i have a 200k deposit in cash and 1.7m in stock I'm self employed for the last 10...
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