The amount of debt secured against a property has no bearing on capital gains tax (CGT). The amount of money borrowed to acquire a property also...
Just reading an article published in the Financial Review indicating that the government is scrapping the Responsible Lending laws that has seen...
Hello all, word is that people who have withdrawn their early access super through the covid period at some point are not eligible for loans at...
Loan Tip: Borrowing to Buy a Property without Mortgaging it It can be possible to borrow to buy a property without actually mortgaging the...
Hi everyone, I’m an almost 50yo divorced woman with a 100k pa job 4 kids shared care, a wonderful new builder partner who’s great at renos and a...
I know very broad question However, I would really like to hear from MB and investors who have been trying to source finance. APRA had not...
Changing the legal ownership of a property will generally require new loans to be applied for where the security of the loan is the property in...
Has anybody had any experience with giving two years worth of tax returns while having one of the tax returns being low due to an injury or...
Given COVID and impact of economy, what will the impact be for property investors to get loans? Interest rates are low, but compared to say 12...
I want to buy 1-2 IPs in the new few years. What I need to know is, can anyone - any bank - give me a loan if I have cash of the same value. IE...
Would anyone like to share why there has been many refinance cash bonuses from the FI but not many cash bonuses for brand new home loans? is it...
Borrowers rarely read their contracts with lenders, but generally there will be clauses which allow a lender to combine accounts – savings and/or...
will lending be harder or easier? what are peoples thoughts on the market? will valuations be up or down? banks or private? what are the best...
As the lockdown and pandemic drags on, the impact on most of us as investment property owners will also deepen. In our situation, we have a tenant...
Just having a look at the Saint's web site as we've a Variable interest rate loan with them that needs a better rate than what they currently have...
Hi, I currently have a $660K PPOR loan with WBC package (1.5 discount) approx 50% LVR and am looking into borrowing some of the equity (<80%) for...
As Global Depression is being talked about, if property values fall a lot, eg 50% or more, how likely is it for banks to call in loans, eg at...
Can someone explain the pluses and negatives of having a margin on top of the Bank Bill rate for commercial loans ? Borrowings $20m +
I have found reading these loan tips from Terry really helpful to me recently, so I thought to post them in list format in a single thread so...
Hi I have 2 investment property purchased with a 30 year Line of Credits with 2 different lenders and also one with a variable interest only loan...
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