Hi, Just wondering, does anyone know much about retained earnings within a company where you say get a business loan put it back into the company...
PC community, I would love your opinions, ideas and help. Now I’m finally out of the new dad haze, I’ve started a podcast, Australian Property...
We will be getting enough from sale of a house to almost totally pay out our loans. My idea is to keep at least a couple of the larger loans open...
US expat now in Oz with permanent residency looking to buy. Wondering opinions about disclosing of foreign US debt. I have student loans in the...
My partner and I contributed unequal amounts of the deposit for our property purchase – I put in $80k and she put in $20k. We’re contributing...
What would you people do in the current market hypothetically? Borrowing capacity 6 months ago has dropped by about 40% due to rate rises. Banks...
Hi I was wondering what is the lowest rate everyone has had for both owner occupier and investor p&i and IO. LVR isn’t an issue for me. Happy to...
Pepper Money open loan accounts and offset account for its customers with Westpac as the BSB starts with 03. I am wondering if we can see these...
This is posted for a friend . My friend has utilised all his borrowing capacity for an off the plan house and property in Brisbane. This is due to...
If you get a new loan and use it to pay deductible interest, is interest on the new loan deductible? Eg. If you have a rental property with loan...
Hey all, we are looking at our loan options and we are looking at Westpac. We are looking at the LMI waiver because my other half is a lawyer,...
Hey all, just deciding on what loan and loan provider to use and doing some research. Also curious on what low variable rates everyone is going...
Hey everyone, Quick question, I have an investment property (Investment prop 1), and have already used it last year to extract equity to...
Hi folks At CommBank I'm looking at converting the IO loans on 3 out of 4 IPs over to P&I, where those 3 have ~3 years remaining on the fixed...
Hey guys and gals, this question has probably been posted a million times (although I cant seem to find them). I have a deposit for an IP this...
Hi PC, I recently did a loan with Firstmac with the intent of going 88% LVR. Their servicing calculator suggested that I could service the loan...
Obviously over a 30 year period let’s say it’s unrealistic to assume you will stay with same lender for IPs. Therefore, how to keep track when...
Hi All I have a question and would really appreciate some advice please. Some time ago, our broker drew equity out of one of our investment...
Hi PC, Generally what should happen with surplus funds after settlement in this scenario? Total funds needed to complete transaction: ~$500k...
Hi guys, Would anyone know if there are any lenders that assess your loan application if you are self-employed on 1 year financials and tax...
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