I have an I/O LOC which will expire in a few months time so need to look around at refinancing. What rates are people currently paying for their...
Hi. I've finished reading Peter Thornhills book and my husband and I set keen to undertake his debt recycling plan. We currently have our PPOR...
Hi I'm looking to get a line of credit so I can live off my equity. Currently have 4 properties worth 4 mil with a mortgage balance of 300,000....
I don’t like Line of Credit (LOC) products! Here is why a) Generally, they are at call Unlike a term loan, a loan with a 30 or 25 year term,...
Hey all, I am in the process of selling my final IP and will be receiving some cash and am not sure what the best use of this cash is. I...
I've got a Line of Credit with that I use for IP deposits etc which has sub accounts that are paid down and zerod over time then recycled into...
Hi Experts I was at a XMas BBQ and overheard a few ppl discussing an early retirement strategy using LOC on their investment portfolio. Can't...
This may be a dumb question. Are LOCs available for existing investment loans on a rental property?
Hi guys, Currently using LOC via Nab for Stock investments( which have performed okay to date).Reviewed rate, no longer competitive. 1)How...
Hi all, I’m a new member with a somewhat complex financial position so I will initially just provide the main details below. My investment...
I'm looking into using a some of the equity in our PPoR to acquire a LOC loan, in order to set up a debt recycling strategy (as per Peter...
Hello fellow investors, I have two LOC for 2 investment properties. As I have no interest is aquiring more property, I wish to focus on paying...
I have two LOC for 2 investment properties. As I have no interest is aquiring more property, I wish to focus on paying down the LOC debt. Will...
Hi, If I take a new line of credit loan against the equity on my existing IP and use the fund on the new line of credit for a personal purpose...
What would the expected rates (range ?) be for low doc , line of credit loans (LOC) Secured with residential property, less than 1 KM from...
Hi! I am trying to find out how to fund a renovation using equity. I have equity in PPOR. Want to buy IP, fund the deposit and costs with an...
Hi I am looking at my first investment property that has rental yield close to the interest liability (7%+). Due to good rental yield I...
Does anyone know if its fine to let the LOC repayments accumulate while paying off the PPOR loan? My intention is to pay the equivilant amount...
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