I am looking to buy a new PPOR in Melbourne this Spring and for various reasons (including a lack of rentals around where I live) I plan to buy...
Hi All, I have an IP which has been + geared for a while, with about 90k owing on total value of 450k approx. The rate isn't great and the...
Hello All, I am in the process of buying a property now and would like to demolish and start reconstructing in 3-4 months time. Which banks are...
I have 35k cash I am looking at buying a 500k property (assume it is an investment and cash flow neutral and assume that my income is enough to...
I had a valuation request from purchaser 2 weeks out from settlement on an unconditional contract. This has been a very long settlement (over 6...
Scenario Client has a contract on a property with a lease in place to October 9 2024 with a finance condition due in 14 days. As they are looking...
Got to meet finance clause by 1 Nov. Resimac rejected finance but had pre approval with Firstmac and submitting formal approval application asap...
Hi Property Chat members I am interested to hear business owners experiences with getting a home loan and the impact on their borrowing capacity....
Hello folks, Keen to understand if there is a preference on one way or other to top up home loan or IP to finance a car. Before I get unsolicited...
The new 1% refinance buffer policy that many lenders offer allows Aussie’s to increase their borrowing capacity by 20% for purchases. This...
Hi property chat, it's confession time: When moving we did a Gumtree post for tenants instead of making a decision to sell. Twice. (It seemed...
So wife and I looking for second property (IP). We made about 200k in equity in last two years and took out equity loan for renos. Spent about...
Under these conditions: - P&I, Investor (residential) loan. - <70% LVR. - <$1M loan balance. - >$1M portfolio value. - 30yr loan term Which...
Hi, Just wondering, does anyone know much about retained earnings within a company where you say get a business loan put it back into the company...
Hello all, I’m after some info on the financing side of purchasing a business, appreciate any info and input. how will I be assessed for the...
My partner and I just had finance for a property in south perth declined. One of the main reasons that has come back through from the mortgage...
Hi, sorry if this has been answered in the past. I have recently purchased a property with both a finance clause and subject to building and pest...
Hi all, I currently live in Queensland, and have 2 residential properties under my own name. I'm 31 years old, no children, or serious...
I bought a home and land package(separate contract, land with developer, house with builder) in NSW last year. Land has already settled earlier...
What would you people do in the current market hypothetically? Borrowing capacity 6 months ago has dropped by about 40% due to rate rises. Banks...
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