A couple of recent guides I've seen out there The Most Exhaustive and Comprehensive Guide to Debt Recycling The Firenance Guy The Ultimate...
Hi, Need advice from the experienced and helpful people here. I understand that I have to seek professional advice but I appreciate the advice...
Tax Tip 367: Borrowing and Onlending Money to yourself as Trustee and Tax At law a person cannot contract with themselves. This is the case even...
Hi folks, Well I am going to seek tax advise on my question but I'd like to check if my situation makes sense to you and see if I am posing the...
Hi all, I have a purely fictitious example that I would love to get some thought on from the many experts on this forum. Nothing discussed here...
Hi, I'm a First Home Buyer actively in the market looking to buy our first PPOR. We have our Suncorp pre-approval ready and plan to go to an...
Hi All, First post - looking for some ideas on how you might proceed if you were in my situation. Stats: Age: Me 33, Wife 33. Salary: Me $130k +...
Hi All, After reading the goldmine of information on this site regarding debt recycling, I am slowly getting my head around things. This is...
Hi I am planning to refinance and seriously considering AMP as I plan to implement debt recycling. I would like to get your views if the below...
Hi guys, I am currently trying to understand the benefits between paying down a PPOR mortgage where the interest on loan is not deductible vs....
Wondering why this is a silly strategy as I've never seen it mentioned. Say you have some loan splits for your PPOR @ OO rates of 2%. And you...
Reading more and more about debt recycling has made me even more curious. Say $1m P&I loan with CBA, 30% var (300k), 70% fix for 2 years (700k) on...
Planning to set up a DR strategy with my PPOR and a LOC (master limit). But looking at integrating under an existing discretionary trust with...
Hi Team, I'm refinancing my PPOR and getting another 50k in the process. I buy shares on a regular basis and may want to pay down my car debt...
Hi, Just wanted to check whether this was the case, but our current PPOR is under both my name and my wife as joint tenants. We intend to...
I haven't seen this come up, but assuming there's a simple explanation: If you own a PPOR 50-50 with your spouse. And debt recycle 100k to invest...
Some think debt recycling is risky. But they are confusing investing and debt recycling. Investing can be risky – no doubt about that. But if you...
Tax tip 342: Tax Issues with Loan Recycling I mentioned that it is possible to recycle loans – that is keep the loan open when the asset it was...
For your PPOR, what is the benefit of having an offset account vs debt recycling via loan splits? For example if you are an OO, and have a P&I...
Hi, I am about to pay a loan split down to $0. I don’t want to get close the loan as I want to renovate with the money. I have spoken to the bank...
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