I have been listening to some of the evidence from the Banking Royal Commission on YouTube. And in particular, there was some quite detailed...
Hi all I'm looking at refinancing to Macquaire or BOQ Both banks have come back with very similar offers Obviously if one had a better offer...
Hi, Was wondering if anyone out there has a template they have used previously to provide to a valuer prior to a bank valuation. One that...
Got this email from my broker today. As you are probably aware the lending landscape is changing rapidly, what was possible a month ago is now a...
Hi everyone, I am just trying to wrap my head around the different tiers of lenders and the pros and cons of a 1st tier vs 3rd tier, etc. Would...
Looks like its gonna be even harder to get loans now. Any brokers here get the email from the banks? Australia banks tighten mortgage checks amid...
I recently got a loan and went through the bank. My reasons for believing it is better go to the bank direct are: - no third party middle man - a...
I have learnt a lot from Somersoft and PC which are great forums and the audience is growing. Generally, people on here are looking at...
Dont you hate it when the bank is the one who rang you, and then they ask you half a dozen "security" questions" : your name, DOB, Address,...
I am wondering what amount the banks actually "add back" to income when they add back depreciation. Do they add back the whole cost of the...
Hi Everyone Will hopefully be picking up another IP this weekend at auction. With all the talk of rate increases recently I'm wondering what...
Ratings downgrade = increased borrowing costs = increased rates for customers? S&P downgrades banks on property crash risk [Ratings agency S&P...
just noticed my loan on my IP's have gone up to 5.10% with Commbank Can i change loan places without a fee ? Im sure if i shopped around i...
Just like to get an idea of what members think interest rates will do over the next few years please feel free to and a comment to explain your...
Be careful if you pay an ANZ card by BPay. I set up my BPay a long time ago, and didn't change the number when the card got changed (I had the...
What are the best investments in the eyes of banks/finance providers? If your close to the servicability edge what will the banks be more...
Hi all, I'm hoping to gain some visibility from people who currently have an ANZ variable investment property loan and/or from brokers who have...
So, Turnbull has shown what I think is feigned outrage at banks not passing on the rate cut yesterday, but today they have come out with a...
Hi, Last week the ANZ CEO of New Zealand, David Hisco, wrote an article saying he wants heavily increased LVR limits for property investors...
Does anyone here have loans with Greater Bank? Just want to see if anyone knows what they are like with equity releases and IO periods. From my...
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