Hi there, We are from Brisbane but currently based in Qatar for work reasons. Looking for a lender who recognize our overseas income and that can...
Hello, I have signed a contract to purchase an existing house in Moreton Bay QLD. Assisted by my BA and my broker through the process. I have a...
Hello everyone, I’m a long time lurker but first time poster. Just wondering if anyone can help me with their experiences. I made my first home...
St george bank offer 2.99 fixed rate. Since the interest rate cut, I am not sure whether we should choose fixed rate or variable rate? thank you
Hello so I have a new valuation from HTW for refinancing with St george. The valuation is 870k and the debt is $575k. I have 870k * 80% = 121K...
Hello everyone! I have a luxury granny flat (Brick - Italian appliances) 3 bedrooms . I spent around $150 000 (owner builder) to build it....
Hi Currently with CUA on an interest only loan at 3.74% U Bank are doing this for 3.3% I'd like to switch to save $115 each month but just a...
When a bank calculates the valuation of your already subdivided lot, i.e. do they calculate the value of the 4 lots only (land only) or do they...
Hi guys, Just wanted to start a thread of speculations on when banks will loosen their serviceability rate. I have heard rumours that very...
Hi Guys, I have development project one for 3TH and other for 4TH which are ready to go. We are looking for residential loans (under...
Hope you don't mind me friends. I was reluctant to post this initially on the PC forum, but took up enough courage to do it anyways, as it is a...
This is our first commercial property purchase. So I am pretty excited, and hence decided to post. It was a bank branch until 2012. In the main...
If husband has a bank account then midway through the financial year the wife gets added to the same account therefore the account changes to...
Wasn't sure where to post this one. Rather alarmingly, back in Feb 2018 and with strangely little to zero media fanfare, new legislation was...
Are any brokers here finding that finance is taking much longer for IPs now? I have a friend who is a difficult case ( poor, self employed, lots...
An IP settlement is in a few weeks and I will - hopefully temporarily - have a lot of cash. I say hopefully as I am looking for a new PPOR....
A quick question that may seem stupid to many. I got called in to have a meeting with my lender. One of the topics that came up was leverage to...
Hey guys. My wife andi are looking to move lenders we are with pepper ATM and I've been told my allowances in my payslips Dont help and dont count...
Hi, Was wondering if anyone out there has a template they have used previously to provide to a valuer prior to a bank valuation. One that...
Hi, We're hoping to undertake our first subdivision project soon and the numbers seem to stack up with the bank and the project itself. One thing...
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