Rolf Latham's Recent Activity

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  1. Rolf Latham liked Terry_w's post in the thread Seeking Advice: Best Investment Strategies for Securing Children's Financial Future.

    Invest for your self so that you can save tax and control the assets and improve your own financial situation so that you can help them...

    25th Apr, 2024 at 6:03 PM
  2. Rolf Latham replied to the thread Seeking Advice: Best Investment Strategies for Securing Children's Financial Future.

    Not Specifically what you have asked............. Many of our clients focus on 1. Looking after their own financials so they wont...

    25th Apr, 2024 at 3:53 AM
  3. Rolf Latham replied to the thread How does the property portfolio one day lead to dream PPoR?.

    My 2c worth. All good and well to speak of PPOR straight up. If the borrow cap isnt there to buy a quality asset, then its likely this...

    25th Apr, 2024 at 3:43 AM
  4. Rolf Latham replied to the thread NSW Seeking Advice: Granny Flat vs. Subdivision for Investment on NW Sydney Property.

    Grannies usually add $ for $ spent or close to , in Sydney. Subdivs of standard type blocks tend to provide a much better $ result,...

    25th Apr, 2024 at 3:34 AM
  5. Rolf Latham replied to the thread NSW 9 Mafeking Avenue Lane Cove.

    that sounds like a tiny house size wise ? ta rolf

    24th Apr, 2024 at 3:33 PM
  6. Rolf Latham replied to the thread Fully Offset PPOR - IO.

    If your PPOR loan is fully offset using an IO loan, you have no effective "non deductible debt" as far as your cashflow goes. This...

    24th Apr, 2024 at 3:55 AM
  7. Rolf Latham replied to the thread Refinance query.

    there wont be a break cost for breaking that fixed rate aside from an admin fee usually ta rolf

    23rd Apr, 2024 at 6:48 PM
  8. Rolf Latham replied to the thread Refinance query.

    whats the current rate ? ta rolf

    23rd Apr, 2024 at 6:01 PM
  9. Rolf Latham replied to the thread Big 4 lenders piloting new programs for moar 5% down/lending into standard resi, up to $8m value, ze.

    Mainly coz these used to be largely cash based businesses. once had a client with 2 very effective fast take aways in upmarket CBD...

    23rd Apr, 2024 at 5:56 PM
  10. Rolf Latham replied to the thread Best loan serviceability.

    Havent seen an unlicenced broker in a looooooooooong time ta rolf

    23rd Apr, 2024 at 5:53 PM
  11. Rolf Latham replied to the thread Home loan options/features.

    Are you an Australian PR and not a Kiwi ? Why not use the Fed Gov HGS scheme instead of an LMI waiver, with rates in the 6.20 to 6.25...

    23rd Apr, 2024 at 5:52 PM
  12. Rolf Latham replied to the thread Property on down slope and with electric box in front.

    Visual Blight which wont ever go away. Reason that this property is slightly lower price, but that lower % age will almost always be...

    22nd Apr, 2024 at 9:31 AM
  13. Rolf Latham replied to the thread Inquiry Regarding Loan Restructuring Proposal.

    Cross collateral :) Interlinked is a nicer word...........for something that isnt needed and just gives the lender maximum contribution...

    22nd Apr, 2024 at 9:29 AM
  14. Rolf Latham liked DrDollar's post in the thread arrivals, departures and immigration.

    Too much ground to cover here. High migration can be used as a tool to gloss over structural issues in our economy, than solve those...

    21st Apr, 2024 at 5:34 PM