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Rolf Latham's Recent Activity

  1. Rolf Latham replied to the thread Duplex loan top up.

    Dumb question......... they are actually on 2 separately saleable titles ? Many buy and hold Investors spare the strata and rates...

    21st Oct, 2017 at 9:48 AM
  2. Rolf Latham replied to the thread Are All Bank Staff This Dumb?.

    Just as an aside 4 % IO IP variable with offset isnt readily available with most lenders having an existing facility at that rate from...

    21st Oct, 2017 at 9:46 AM
  3. Rolf Latham replied to the thread QLD Yarrabilba (???).

    He might be served by looking at the bigger picture Typically, a relo wont take advice from another relo............... ta rolf

    20th Oct, 2017 at 11:18 PM
  4. Rolf Latham replied to the thread Bank valuation report.

    xcept when a valuer wants to make their view stronger than the market We have valued this property below the public open auction sale...

    20th Oct, 2017 at 11:11 PM
  5. Rolf Latham replied to the thread Westpac refusing to refinance expat loans.

    A straight switch is easy and not credit assessed Usually just a phone call Ta Rolf

    20th Oct, 2017 at 3:49 PM
  6. Rolf Latham replied to the thread Sydney property prices falling.

    3 % RBA cash rate ???????????? or more you say perhaps Where is the wages growth /inflation to quell ? This aint yet "the...

    19th Oct, 2017 at 9:16 PM
  7. Rolf Latham replied to the thread Is it ever bad to get a loan based on a high valuation from the bank?.

    2 minute noodle equity .......... Good every now and then, but probably not great for morning lunch and tea for a year.......... ta rolf

    19th Oct, 2017 at 9:13 PM
  8. Rolf Latham replied to the thread Westpac refusing to refinance expat loans.

    WBC and refi or cash out is a no no, and it is what it is ........... If you can combo it with a purchase- there is a decent chance...

    19th Oct, 2017 at 9:11 PM
  9. Rolf Latham replied to the thread Bank valuation report.

    A higher val than purchase contract is pixie dust unlessits a favourable sale from relo or the like Just sayin after a couple of...

    19th Oct, 2017 at 9:09 PM
  10. Rolf Latham replied to the thread Duplex loan top up.

    How long is a piece of string 2 titles or a single for both props ? I equity position is important for you, AND you have the...

    19th Oct, 2017 at 9:07 PM
  11. Rolf Latham replied to the thread Moving a LOC to an offset account.

    Fully drawn = A loan that has no redraw, ie its fully used. Ma n PA all you want to do for ever is to work away at paying the loan...

    19th Oct, 2017 at 12:56 PM
  12. Rolf Latham replied to the thread Who do I need to hire?.

    Broker/banker is a good start so u can get an idea of what resources you have Accountant and solicitor to advise on structure and tax...

    18th Oct, 2017 at 5:18 PM
  13. Rolf Latham replied to the thread Need correct structure advice.

    Work with your accountant to see if PI will make sense, IO with a higher rate may suit you better because of you relatively high...

    18th Oct, 2017 at 5:16 PM
  14. Rolf Latham replied to the thread Need correct structure advice.

    Hiya Will you keep that PPOR and make it a new IP ? ta rolf

    18th Oct, 2017 at 5:06 PM
  15. Rolf Latham replied to the thread Moving a LOC to an offset account.

    Redraw offset Not Offset account offset I recall non bank lenders dont have bank accounts ............. Consume ratings tend to focus...

    18th Oct, 2017 at 11:36 AM