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Rolf Latham's Recent Activity

  1. Rolf Latham replied to the thread Buying alone then incorporating partner in future?.

    those are more family oriented questions, rather than finance ones per se. Assuming serviceability and vals are ok, you can work that...

    22nd Aug, 2017 at 6:56 PM
  2. Rolf Latham replied to the thread Buying alone then incorporating partner in future?.

    Your new partner would be added to the title with a spousal sale. does need refinance in a way Common and very possible subject to...

    22nd Aug, 2017 at 8:21 AM
  3. Rolf Latham replied to the thread Saved up 350K, How much is the borrowing power.

    Well done on the 350 k ! Thats the only given so far though. reasonable income for some is 90k a year,for others its 500 k a year....

    22nd Aug, 2017 at 6:20 AM
  4. Rolf Latham replied to the thread Why do Bank Staff ring you with good Interest Rate offer then don't waive early termination interest.

    I guess coz a Mortgage Backed loan isnt that simple ta rolf

    21st Aug, 2017 at 3:00 PM
  5. Rolf Latham replied to the thread 90% LVR no LMI ?.

    Some professions do qualify, podiatry isn't one that is supported by my panel of lenders. There is the odd 85 no lmi, but one pays a...

    21st Aug, 2017 at 6:36 AM
  6. Rolf Latham replied to the thread 3.88% Fixed for 2 years P & I with NAB - Seems like a good rate?.

    No bmw at Kia price this cycle, though I see a decent base bmw in the USA isn't that pricey Ta Rolf

    19th Aug, 2017 at 10:16 PM
  7. Rolf Latham replied to the thread 0.15% Rate lock fee-Nab 3.88% fixed 2yr P&I: worth it?.

    I did Ta Rolf

    19th Aug, 2017 at 2:18 PM
  8. Rolf Latham replied to the thread 0.15% Rate lock fee-Nab 3.88% fixed 2yr P&I: worth it?.

    At 1.1 mill. A .10 rate increase between now and settle will cost you 2200. Etc Rate loan. Is better valuer for longer term fixed rate...

    19th Aug, 2017 at 2:11 PM
  9. Rolf Latham replied to the thread What risks to consider in H&L?.

    Val val. Val Especially if doing the land loan separate and the build a little latwe Ta Rolf

    17th Aug, 2017 at 10:08 AM
  10. Rolf Latham replied to the thread Tax deductability of equity release on IP1 for IP2.

    I'm not a Tax guy Purpose of funds test and who would pay the cgt is where the ded. Flows normally Some accountants would recommend a...

    17th Aug, 2017 at 10:07 AM
  11. Rolf Latham replied to the thread Ettalong Beach Fast ferry connecting the Central Coast and Sydney on council plan!.

    Eastern Suburbs Railway line is possibly a good guide ta rolf

    16th Aug, 2017 at 10:29 PM