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  1. Redom replied to the thread The next move in rates (whenever it comes) 2024 edition.

    Yep it’s also just one data print, a bad one. But there’s like another 20 big ones before July 2025!

    25th Apr, 2024 at 9:43 AM
  2. Redom liked Trainee's post in the thread The next move in rates (whenever it comes) 2024 edition.

    For those who waited in 2023 because interest rates are rising….. sydney houses went up 10+%.

    25th Apr, 2024 at 9:42 AM
  3. Redom liked DrDollar's post in the thread The next move in rates (whenever it comes) 2024 edition.

    The target band is still 2-3% but now specifically calls out the midpoint as the target. There is still scope for wiggle room - If 2.5%...

    25th Apr, 2024 at 9:42 AM
  4. Redom replied to the thread The next move in rates (whenever it comes) 2024 edition.

    WAS 2-3% This has now changed to 2.5% as part of the changes to the RBA governance following its review. Along with full employment,...

    24th Apr, 2024 at 3:54 PM
  5. Redom replied to the thread The next move in rates (whenever it comes) 2024 edition.

    Agree once growth is factored in, it should slow inflation later. But that characterisation of TODAYS inflation data is generous. We...

    24th Apr, 2024 at 2:52 PM
  6. Redom liked Swuzz's post in the thread Big 4 lenders piloting new programs for moar 5% down/lending into standard resi, up to $8m value, ze.

    Not yellow bank Not red bank Not black & red bank

    24th Apr, 2024 at 1:22 PM
  7. Redom replied to the thread The next move in rates (whenever it comes) 2024 edition.

    This isn't good Big print, domestic based too, and rising. Way off where it needs to be. Concering that its rising, and the level is...

    24th Apr, 2024 at 1:17 PM
  8. Redom replied to the thread Big 4 lenders piloting new programs for moar 5% down/lending into standard resi, up to $8m value, ze.

    Blue bank Awesome policy for big incomes (500k min really) not available for company loans mainly big sydney brokers have access at...

    23rd Apr, 2024 at 7:42 PM
  9. Redom liked alexpreston's post in the thread Rental income impact to servicing.

    10-second back-of-the-envelope calc? $15k difference in your purchase price. $35 per week paid by tenants = $30 per week after PM cost...

    22nd Apr, 2024 at 9:32 PM
  10. Redom replied to the thread The next move in rates (whenever it comes) 2024 edition.

    Wednesday's inflation data is big on this. Could have 6 month annualised inflation back in band. Nothing to force rate cuts quickly,...

    22nd Apr, 2024 at 6:48 PM
  11. Redom liked DrDollar's post in the thread arrivals, departures and immigration.

    I'd say that's exactly what it equates to. Per capita recession is probably better than the alternative. I'd argue that whilst high...

    21st Apr, 2024 at 8:44 PM
  12. Redom liked DrDollar's post in the thread arrivals, departures and immigration.

    Population growth by net migration is the highest it has been in half a century. Building approvals and commencements have plummeted...

    21st Apr, 2024 at 8:42 PM
  13. Redom liked Frosty123's post in the thread VIC Melbourne Property Market 2024.

    This is a very biased forum. A lot of inner North fans in here. A lot of families with children would much rather live in the Outer...

    21st Apr, 2024 at 9:19 AM
  14. Redom replied to the thread What is better for BC interest only or p and I?.

    If you’re a portfolio maximiser, ie someone who just wants the largest portfolio size - IO is almost always better. Exception for some...

    21st Apr, 2024 at 9:18 AM
  15. Redom replied to the thread Loan Structuring - Accessing Equity.

    FYI in our discussions one push back is often ‘I want to grow the portfolio’ = good goal. Often it’s achievable but with this process:...

    21st Apr, 2024 at 9:09 AM