Recent Content by gwaipor

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  1. gwaipor
    Post

    Tax Tip 21: Tax Advantages of Buying property in 1 name only

    Two spouse questions please. Property under my name only. Loan is under both of us. 1. IP is approaching 6 years for CGT. If I sell to spouse,...
    Post by: gwaipor, 15th May, 2023 in forum: Accounting & Tax
  2. gwaipor
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    Broker recommendations (Sydney)

    Jumping onto this thread as I'm also speaking to various brokers. Looking to borrow ~1.5-1.8m for PPOR. I need an easy portal to upload...
    Post by: gwaipor, 4th Oct, 2022 in forum: Loans & Mortgage Brokers
  3. gwaipor
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    Project Builder Package Price

    Do these project home groups need to complete the house by a certain time frame? I hear if contract is fluid then they just keep adding costs and...
    Post by: gwaipor, 22nd Sep, 2022 in forum: Development
  4. gwaipor
    Thread

    Sell first to buy?

    Hi. Looking to buy to live. However will need to sell existing IP for settlement. Can I buy first with a longer settlement date or should I sell...
    Thread by: gwaipor, 19th Sep, 2022, 3 replies, in forum: The Buying & Selling Process
  5. gwaipor
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    High cash low serviceability

    Will need to sell existing PPOR to have the cash. Existing PPOR mostly paid off.
    Post by: gwaipor, 27th Aug, 2022 in forum: Loans & Mortgage Brokers
  6. gwaipor
    Thread

    High cash low serviceability

    Hi all, looking to upgrade to a new PPOR. How would you handle a situation where there is high cash (>50% of new PPOR price) but lower...
    Thread by: gwaipor, 27th Aug, 2022, 4 replies, in forum: Loans & Mortgage Brokers
  7. gwaipor
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    Tax Tip 9: Don’t use Cash in Offset account to Invest

    Quick question I have a bunch of cash in offset in a property that just turned into IP. I assume I should take out the cash as much as I can to...
    Post by: gwaipor, 6th Dec, 2019 in forum: Accounting & Tax
  8. gwaipor
    Post

    Options to "re-finance" PPOR to negatively geared investment (if any)

    Can you withdraw a % of equity in cash from a fully paid off PPOR i.e. create a loan against the PPOR
    Post by: gwaipor, 9th Feb, 2017 in forum: Accounting & Tax
  9. gwaipor
    Post

    Bought new PPOR, sell old PPOR

    Thanks The other consideration is we need cash from old PPOR to service asap the new PPOR (bigger mortgage). So I assume I need to settle old PPOR...
    Post by: gwaipor, 4th Feb, 2017 in forum: The Buying & Selling Process
  10. gwaipor
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    Bought new PPOR, sell old PPOR

    Cannot service both at same time.
    Post by: gwaipor, 4th Feb, 2017 in forum: The Buying & Selling Process
  11. gwaipor
    Thread

    Bought new PPOR, sell old PPOR

    Bought a new PPOR with settlement in 90 days. 1. What would be best logistically in terms of selling old PPOR and moving to new PPOR? I assume...
    Thread by: gwaipor, 3rd Feb, 2017, 8 replies, in forum: The Buying & Selling Process
  12. gwaipor
    Post

    Tax Tip 50: Minimising duty on Spousal Transfers

    What would you consider a sufficient time frame Terry? With 50% bought the mortgage begins immediately and the PPOR cannot change to IP yet...
    Post by: gwaipor, 18th Jan, 2017 in forum: Accounting & Tax