Previously they were assessing OFI debt at actual repayments (provided the proposed borrowings are out of LMI) - assessment rate unchanges from...
P&I and for Owner Occ and Investors. Need to factor in a rate lock fee, though if it is a refinance and qualifies - they are offering a $1,500...
You could take up the fixed rate lock option for a low $749 Sorry, wipe that coffee off your screen.
ING gave their book a clip in October last year, can't see them going again.
Qudos are changing their servicing calculator, loading a buffer of 25% on repayments for OFI. Assessment of 7.25% for new and existing Qudos loans.
You looking at ANZ fixed rates? They moved their 3 year fixed rates back in January
Should not be an issue. One name on title and one on the loan. For servicing, provided you can demonstrate your partner is working (which he is)...
You could look to borrow 95% + LMI for the purchase (though run the LMI numbers as it will cost you) - then keep your residual savings in the...
Excited for the season, took the smart business decision of not renewing league pass. Love the small market teams and their young rosters -...
Casual is assessed different among lenders, they want to ensure consistent hours. Producing a group summary from last year and a YTD payslip, will...
Hi CK, Just did a deal with CBA for an expat, High LVRs are great (to 95%), pricing is fine. Just remember they will not take in the negative...
For the PsM , could you not simply add a Google Search on your checklist when reviewing client properties . You will get a quick airbnb answer....
One note, easy to use and easy to tick off the to do list. I also stopped adding 'fluff' tasks to the list . Only important tasks and I actually...
Not that long ago I questioned a low-doc income declaration from an accountant, my gut feel was the profit numbers were inflated (after assessing...
37% gain on BHP since Jan, that should do me to cash that in
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