Alright guys, I'm back to peel away the layers of polite conversation, see what people really think and cause an irreparable divide between the masses whilst watching the world burn. Also known as creating a poll... I know that there are many different types of vendor finance but I'm referring to "lease to buy" for the sake of this poll. So there seems to be two very opposing schools of thought here. One is that buying a property (whether purchased on vendor finance or not) and selling it on vendor finance is a handy way to make a bit of cash flow and a small amount of capital whilst allowing someone who can't get conventional finance, to get into a home they can then keep purchasing through vendor finance (lease to buy) or refinance once they have shown the banks that they have a solid repayment history etc. The other school of thought seems to be that those who buy properties to sell under a lease to buy arrangement are ripping off those who have no other choices. It often gets labelled as a scheme being promoted by spruikers and run by greedy people who are preying on people. I know you get good ones and bad ones in every strategy but I'm curious to see what everyone thinks.