Hi all, We have an IP that's currently vacant and will hopefully be tenanted in the next few weeks. However Ive stumbled across a place going to auction and want to get preapproval. In the past when Ive sought pre-approval I've normally given tenancy agreements as proof of income but rental appraisals are sufficient if you plan to include the income of the property you are purchasing. For the vacant IP will the bank/broker accept a rental appraisal of the vacant property as income or will it not be counted at all? In which case serviceability will take a big hit. If, further down the track the existing property was to remain vacant, what impact would that have on serviceability? I hope that makes sense?