Hm...hard to descibe in one line. I have a business that has, for the last 2 years at least, distributed profit among myself and my 2 children. eg $100k profit = $60k to me and $40k to kids. (not real $s). I want to get some equity out of my property so in order to service it I will need all/most the profits of the business distributed to me in the future - eg $100k pa from now on. So can I say to lender "look this is what the business has made over the last x years, I received 60% before but will get 100% from now on" and the lender will take this into account.