Who would pay for repair

Discussion in 'Property Management' started by Big Will, 18th Jan, 2018.

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  1. Big Will

    Big Will Well-Known Member

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    A work colleague has had an issue at their property where a pipe on the outside of the property broke and caused damage to the floating floors in her unit.

    The pipe is being covered by the OC - as I would assume.

    Who would need to claim from their insurance company the OC insurance or the unit holder's personal insurance?

    My thoughts are the OC as they caused the damage to the unit through their broken pipe.
     
    Big Will, 18th Jan, 2018
    #1
  2. The Y-man

    The Y-man Moderator Staff Member

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    Yep - OC first, then personal next if that fails.....

    The Y-man
     
    The Y-man, 18th Jan, 2018
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  3. Lil Skater

    Lil Skater Well-Known Member

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    OC insurance for the pipe, depending on the policy this may or may not cover the floors inside their unit.
     
    Lil Skater, 18th Jan, 2018
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  4. she_knows

    she_knows New Member

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    it's a little bit of a gray area. Depending on oc insrance they should cover ti but if not your Landlords insurance would.
     
    she_knows, 18th Jan, 2018
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  5. Scott No Mates

    Scott No Mates Well-Known Member

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    Not grey at all - regardless of who/what caused the damage, it is within the 4 walls it becomes the op's issue. Pass the buck to the insurer.
     
    Scott No Mates, 18th Jan, 2018
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  6. Stoffo

    Stoffo Well-Known Member

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    As per @Scott No Mates
    Just pass it to your insurer, they can fight it out with the OC

    Personally, it would be nice to have the OC pay as it was their pipe !
     
    Stoffo, 18th Jan, 2018
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  7. Scott No Mates

    Scott No Mates Well-Known Member

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    Rule #1 of insurance: Never admit liability.

    Rule #2: if you need to claim/have damage, see Rule #1.
     
    Scott No Mates, 18th Jan, 2018
    #7