Who has the best banking in your experience?

Discussion in 'Loans & Mortgage Brokers' started by albanga, 20th Apr, 2016.

Join Australia's most dynamic and respected property investment community
Page 2 of 2
  1. Frazz

    Frazz Well-Known Member

    Joined:
    2nd Aug, 2015
    Posts:
    78
    Location:
    Sydney
    Online and Mobile banking with CBA is fantastic. I may be biased as I also work there... :) But I've seen St. George App (maybe a year or two ago) and was shocked at how clunky it was. Citibank have a decent enough app (does everything I need it to) but CBA seem to have that finese.

    Can't compare loan experiences unfortunately. ...yet :p
     
    Frazz, 20th Apr, 2016
    #21
    Steven Ryan likes this.
  2. Wall Street

    Wall Street Well-Known Member

    Joined:
    22nd Oct, 2015
    Posts:
    133
    Location:
    Melbourne
    I'd have to vote NAB for their stupidity, My wife was rejected for a credit card that she never applied for. And she worked for NAB at the time.o_O
     
    Wall Street, 27th Apr, 2016
    #22
    MTR likes this.
  3. albanga

    albanga Well-Known Member

    Joined:
    19th Jun, 2015
    Posts:
    2,701
    Location:
    Melbourne
    Anyone banked with Heritage? 4.08% variable with offset is very attractive.
     
    albanga, 27th Apr, 2016
    #23
  4. Drgonzo

    Drgonzo Well-Known Member

    Joined:
    29th Jun, 2015
    Posts:
    237
    Location:
    Berry NSW
    Westpac hands down. Macquarie have flexibility but are pretty slow and incompetent at times.
     
    Drgonzo, 1st May, 2016
    #24
  5. Sonamic

    Sonamic Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    1,340
    Location:
    Sunny QLD
    Yes I used them for one of mine for over 10 years. Friendly staff, low to nill fees, online banking is pretty simple, nothing flash mind you, but effective. They're not huge on IP's though, and Servicing is heavily scrutinised. This could just be my experience, which is why I refinanced away from them to continue. But worth enquiring if you've got $$$ behind you.
     
    Sonamic, 1st May, 2016
    #25
    albanga likes this.
  6. Steven Ryan

    Steven Ryan Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    2,656
    From me experience, CBA are lightyears ahead in almost every area from online banking to in-branch experience.
     
    Steven Ryan, 1st May, 2016
    #26
    Gockie likes this.
  7. MBowen

    MBowen Active Member

    Joined:
    12th Jul, 2015
    Posts:
    34
    Location:
    Victoria
    Not BankWest!
     
    MBowen, 1st May, 2016
    #27
    Drgonzo likes this.
  8. Steven Ryan

    Steven Ryan Well-Known Member

    Joined:
    18th Jun, 2015
    Posts:
    2,656
    @MBowen, BankWest is a great spoonerism ;)
     
    Steven Ryan, 1st May, 2016
    #28
  9. Drgonzo

    Drgonzo Well-Known Member

    Joined:
    29th Jun, 2015
    Posts:
    237
    Location:
    Berry NSW
    Although BankWest is practically CBA since the GFC anyway...
     
    Drgonzo, 1st May, 2016
    #29
  10. joel

    joel Well-Known Member

    Joined:
    22nd Jun, 2015
    Posts:
    876
    Location:
    Adelaide
    Online transfers: I get money in my CBA account on the same day it is sent from any account in Australia. But when I do a BankSA to BankSA transferit doesnt show up for 1-2 days.. 3 if its from another bank to BankSA.

    So yeah CBA wins.
     
    joel, 1st May, 2016
    #30
Page 2 of 2