I'm meeting my broker to discuss next week, but I'm just playing around with some borrowing power calculator in the meantime, and the results are just hilarious, if not ridiculous. They are so different!! Aussie = $560,000 (Too much? Should I not enter my full rental income in 'other income'?) HSBC = $450,000 (Most realistic of them all) Anz = $392,000 Westpac = $329,000 Homehero = $155,000 (Like... seriously??? I must have entered some field wrongly?) Which one is trustable? Any trustworthy calculator that I can use?