When to start negotiating interest rates?

Discussion in 'Loans & Mortgage Brokers' started by spludgey, 23rd Dec, 2019.

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  1. spludgey

    spludgey Well-Known Member

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    I've got a total of $1.2M of P&I loans coming off fixed (3.89%) with St George in exactly two months. When should I get the process started and call the retention team to renegotiate new rates?

    Also, does anyone know what' discounts off the advertised rates are achievable with them currently?
    I'm looking either at variable or 2 year fixed.
     
    spludgey, 23rd Dec, 2019
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