My parents have a loan with them, been there for about 15 years. Last I checked they were paying an insane rate, I think 1-1.5% above market. They are stuck there because their income had dropped substantially due to semi retirement and couldn't refinance away. I didn't even know they still existed. Anyway I imagine another increase in their already very high rates would be very painful. Anyone know if they're also going to be pushing up investor rates and if so, when this is due to take place? I'd like to lock it in for them while things are still OK.