Which is the best option as far as lenders are concerned? Employee, self employed, or company owner? I have been offered an opportunity and I'm unsure which way to jump. This is obviously just one of the factors but I would like to know how lenders view it. Basically, I have been offered the opportunity to merge my business with my parents and get a third share of their larger company. We both bring something to the table that the others would benefit from but I'm not sure what is best for me. How does it all compare in the eye of the lender? There are a number of different ways we can approach this, partner/contracter/employee/share farmer etc. but I would like to know which would be the best option from a lenders perspective? I couldn't get finance through AMP or The Greater previously because I worked for a family business. Is there any benefit being an employee? A few brokers I have spoken to suggested it makes things easier but if my income doesnt change what difference would it make?