Hi all, I have higher than normal income this year pushing me into the next tax bracket. I'm trying to work out how I can bring forward about $10k-$12k worth of expenses. I've checked with my banks and the break cost on my current fixed rate loan would outweigh any tax savings from switching to interest in advance. I always pay insurance before 30 June so no benefits there. I'm also far too young to look forward to my super so not interested in making concessional contributions if there are other options that would benefit me more quickly. I was planning to contact Brisbane council and the strata managers about prepaying next years rates & fees on my two properties. That could get me about $7k between them. Bris Council invoices don't normally give me the option of paying the full year upfront even though Newcastle Council does. Does anyone know if there's any problem getting an invoice/receipt for the full year from BCC? Are there any other suggestions for what can be prepaid? I've seen the thread about PM fees and thinking maybe I offer to prepay a few months to each of my PMs, but that wouldn't really add up to much unless I do at least 6 months. FYI I'm also in the process of buying a third IP - an OTP apartment that won't settle til maybe late July. I might be able to prepay a depreciation schedule and handover inspection with the work to be done after year end. Conveyancing fees would be a capital cost so no benefit to paying them early. Is there anything else I haven't thought of?