What advice would you give to your 20 year old self?

Slightly similar to one that @MTR posted a few months back (If you could go back in time what advice would you give yourself?) but I wanted to set a specific timeframe and scene. When you are 20, fresh out of Uni, looking for your first job, or taking a gap year?

My advice to my 20 year old self
1. work is not that important, work for yourself, not the employer
2. don't be afraid to fail
3. read more books about investing, then get in the game, no such thing as get rich quick.

Hubby summed his with one thing: quit smoking.

 

Just one thing: experiences trump possessions.

Simple but profoundly empowering if understood properly.

 

To 20 year old me.
You will not die of what seems like heartbreak longing for that guy. You will meet much nicer men. Get one who really likes you and stick with him (there are more than you think).
Travel to get out of home.
Come back, live with friends, get a job before the recession and keep it.
Put a deposit on a crappy house in the inner west -yes, really. Move in with spunky boyfriend - no worries. Don't sell.
Get married, have kids, don't break up.
Keep your friends as your friends and don't worry if hubby doesn't like them much.
Get a better job.
Get your Masters asap. Yes, it does pay off.
Keep exercising, stop drinking, etc
Get with the program asap.
You can't imagine how much quality of life will improve.

 

Was in a low paying call centre job saving my ass off for my first IP deposit. Ended up buying at 21 and doubled my money on that one.

My advice to my 20 year old self, a decade and half later, is sorta opposite to Trinity.

I had read all the investing books and was so fascinated with making money outside of work that my work suffered. Focus more on your work, work your way up to a better position. Higher income would have made / does make investing easier.

 

I would tell my 20 year old self to go make friends with Steve McKnight.

 

It would not matter what I said.

A 20 year old me would ignore anything some old bloke told him.

 

$100 on What a Nuisance in the Melbourne Cup better still on the trifecta.

I could have bought half of Mt Druitt with the winnings (or all of Elizabeth & Inala).

 

I wouldnt have to tell my 20year old self anything... he knew it all already.

Similar to others.
Work harder. There are more hours in a day than you know what to do with. Take another job, start a company, do a reno.
Get rid of your TV, and spend less time at the computer.
You may live in a small backwards arse fishing town, but you will miss this place after your gone. Where else can you pay $200/wk rent, live walking distance to the beach with ocean views, dive/fish in the mornings and still make it to work for 8:30am, and have great job opportunities plus have a daily commute time of 14mins? Nowhere... thats where.
Get started investing today.
You have two jobs already, take a third. oh - and start your masters. You have plenty of time.

And 1 last point. Its not the last beer that gives you the hangover pal... its the first 10!

Blacky

 

Forget uni
Take a year off
Work less
Worry less about exams

 

My 20 is not too long ago ..
- things will work out
- stop caring too much about the little things, why are they important?
- buy Sydney
- don't do wedding, go elope, ask people to fly to attend

Why do you need it? Either way I think Masters is best taken after you have worked for sometime

 

Cool.

 

The green fairy is not real...

 

Triple the size of that crop!

 

Love this.

 

I'd already started my property journey but I would have told myself
-Hard work pays off
-Eat healthier

 

Bugger... hope the Masters is not going to takend a long time

 

Go get a margin loan to buy stock in Berkshire Hathaway.

RIGHT NOW!