For the MB's and other learned PCP's (PC peeps). How accurate do you find the residex valuations are compared to subsequent bank vals? Are the bank vals routinely more conservative, on par, or not related... Residex state they get within 10% of purchase price 90% of the time or similar (Black Panther. 50% of the time it works ALL the time). Secondly, how soon to access equity, especially in a rising market with perhaps, no immediate plans to purchase, but a good bank val might just hurry things along?