We are new to the property purchase scene and just want some advice in relation to a property going to auction. I understand that when buying at auction it is unconditional. No falling back on finance or building and pest. My question is, if I am relying on finance, how does the valuation process work without the finance clause? Do i need to get an independent valuation before auction date and pay for it? or can I get my bank to do this for me? Thanks in advance.