Reposting here ....... There are loans geared to foreign investors. But nothing that I could find that meet the needs of a new US resident. And seriously, I spoke to dozens of them. That is - until yesterday. By chance, I had offered to check out lenders on behalf of a fellow Aussie who was interested in investing in San Antonio.......and I scored for both of us. A local bank who offered non-US citizen financing from as low a 3 year fixed at 4.99%. And was willing to finance me as well under the same terms. In the US, lending .......even accessing a credit card......is based on FICO score, which in turn is based on your history of paying bills, dealing with credit/making payments, etc. Your credit score determines how much money you can access and what interest rate you will be charged. The lower your score, higher the rate of interest.....and lower funds availability. My hubby hasn't lived in the US for about 15 years and his credit score was worthless when we returned. Mine, was non-existent. To build credit quickly, we've taken out secured lines of credit - i.e. $ for $ secured loans and credit based on our own funds.