Hi, Just after some advice around setting up a discretionary (family) trust. The main question I have is around whether to set it up with a corporate trustee or myself as an individual trustee? Some points to note: - I will be looking to set up my own electrical business in the next 6 months structured as a sole trader. - This electrical business is required by law to have public liability insurance with a minimum $5 million cover. (I’m thinking this ‘may’ be at least one layer of protection but I don’t fully trust insurance companies to pay out when required) I have read that more tradesman running smaller sized businesses are heading back down the sole trader path if their not too big. Perhaps there is better protection now? I’m not sure. I’ve been registered this way for a few years already and it would be a pain to change to a company as I would need to re sit certain courses etc. Any advice on the trustee setup and anything else regarding the setup and business structure would be welcomed.