To Fix or not - that is the question

Discussion in 'Loans & Mortgage Brokers' started by Owlet, 9th May, 2017.

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  1. Rolf Latham

    Rolf Latham Inciteful (sic) Staff Member Business Plus Member

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    14th Jun, 2015
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    Gold Coast (Australia Wide)
    We would need to apply for pricing to get the rate .

    We have had that rate applied in a couple of cases this week

    I believe your broker, any other cba accredited broker or banker has access to that same pricing tool.

    Caveat - I don't know your circumstances

    Ta
    Rolf
     
    Rolf Latham, 20th Jul, 2017
    #41
  2. Owlet

    Owlet Well-Known Member

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    VIC
    Thanks Rolf

    I had an excellent broker secure 3.88 and 3.92 rates for me today :)
     
    Owlet, 20th Jul, 2017
    #42
  3. Bombers86

    Bombers86 Well-Known Member

    Joined:
    19th Oct, 2015
    Posts:
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    VIC
    Hi Rolf, yes thank you. I also had my rates fixed at 3.92% P&I for 2 years with CBA. I had to push it a bit more and tell them I know of others getting these rates and they seemed happy enough to discount.

    I'm now only paying an additional $150 a month on P&I than I was IO variable, and IO will probably still keep going up...
     
    Bombers86, 21st Jul, 2017
    #43
  4. Possumcreek

    Possumcreek Well-Known Member

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    28th Apr, 2017
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    Location:
    Wangaratta, VIC
    Noticed today that ANZ has also dropped fixed 2 year PI rate to 3.88%. Woohoo. Been waiting for them to come down some more after reading of everybody elses rate moves lately.
     
    Possumcreek, 21st Jul, 2017
    #44
  5. EN710

    EN710 Well-Known Member

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    Location:
    Melburn
    The P&I rate is getting really good and I have just extended my IO just recently :confused:

    What's the fix P&I fix rate for Owner Occupier at the moment with CBA?
     
    EN710, 21st Jul, 2017
    #45
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