I guess this is the best place to post this Is anyone reading or following some of the processes by the Barefoot Investor on money management? Currently we are looking at the best place for an online high interest bank account and transaction account. ING has changed since the book, however some ME, RAMS and ING products look enticing Step1: Schedule a Monthly Barefoot Date Night Get dressed up, go out to dinner and put in place the Barefoot Steps—actually do them: set up the accounts, have the conversations while you munch on garlic bread and have a glass of wine. Step2: Set Up Your Buckets This is what I call my ‘Serviette Strategy’ – a simple three ‘bucket’ solution where you put your money on autopilot so you’ll never have to worry about it again. Step3: Domino Your Debts Turn the process of paying off your debts into a game of dominos—it’s the fastest way I know to escape the cult of credit once and for all. Step 4: Buy Your Home Buying a home is one of the biggest (and best) financial decisions you will ever make. My commonsense plan could see you in your very own home in as little as 20 months Step 5: Increase Your Super to 15 Per Cent Boost your super to 15 per cent and you’ll never have to worry about money again. It’s time-tested. It’s totally tax-efficient. And it works. Step 6: Boost Your Mojo to Three Months Boost your Mojo to three months of living expenses. This move takes character – what true wealth is all about. Step 7: Get the Banker Off Your Back Most people have a home loan. Very few people go through this process of systematically knocking down their mortgage, and that’s exactly how your lender likes it. But not you… Step 8: Nail Your Retirement Number Let me be clear. You do not need a million dollars in super to retire. All you need is my Donald Bradman Retirement Strategy. Step 9: Leave a Legacy How do you want to be remembered? An important part of building wealth is thinking about how you want to make a difference in the world.