Hey all, I have a property I've owned for about 8 years which we have just moved out of and now has tennants. Interest from loan is currently around $500/month and then rent earned/month is $1750. We have around 45k on the offset account on it. Is there any benefit to me taking the money from the offset account and using it for something else therefore increasing the amount of interest that will be charged compared to earnings for tax? Or because the interest would be still far lower than amount earned it's no use doing this? A bit confused, thanks.